Proceeding of International Conference on Islamic Philantrophy
The 1st International Conference on Islamic Philanthropy 2023 is organized by the Management of Zakat and Waqf Study Program, Faculty of Islamic Economics and Business, UIN Prof. K.H. Saifuddin Zuhri Purwokerto, Indonesia. This conference will be held on 4 July 2023 with the theme "Fundraising in Digital Era for Sustainable Community Development". We invite researchers, education practitioners (teachers, lecturers), students, governments, NGOs, and research institutes to share cutting-edge progress in Islamic Philanthropy.
Management of Zakat and Waqf Study Program, Faculty of Islamic Economics and Business, UIN Saizu Purwokerto
The Role of Islamic Philanthropy and Sustainable Development (SDGs) Achievements in Kebumen Regency, Central Java
This study aims to study achievements objective suistainable development goals in Kebumen Regency and analyze the role of philanthropist Islam in SDGs achievements. The method used is an analysis of descriptive qualitative and review literature from various supporting references covering Report SDGs Achievements Kebumen Regency, Strategic Environmental Assessment of RPJMD Kebumen Regency, and various source articles or results supporting research theme study. Research results show SDGs achievements in the Kebumen Regency have involved multi-sectoral roles like government regions, sector private sector, academia, and philanthropy. Achievement of 16 SDG goals and 221 SDGs indicators in the Kebumen Regency consists of 98 indicators (44%) already achieved, 37 indicators (17%) have not achieved and there are 63 SDGs indicators (28%) that are not / have not been there is data. Baznas Regency Kebumen and LazisNU Kebumen own roles important in supporting the achievements of eight SDGs goals include without poverty, without hunger, life healthy and prosperous, quality education, clean water and sanitation, job worth and growth economy, reduced gap as well as cities and settlements sustainable.
Fractional Reserve Banking System (Frb) Practices In Conventional And Sharia Banking In The View Of Economics Experts
The practice of Fractional reserve banking (FRB) in Indonesia is a bank activity of maintaining a portion of customer savings as deposits or deposits at the central bank, and then if there is a payment obligation to the customer, these savings can be used. Then, in other activities, namely financing, it can also be said to be creating money. The creation of excess money is what gives rise to inflation. Is this inflation mostly caused by conventional banks or Islamic banks? The aim of this research is to find out the practices and opinions of economists regarding the implementation of the FRB. The research method used is literature study. The research results show that Firstly, the practice of Fractional Reserve Banking is applied in both Conventional Banks and Sharia banks, this is reinforced by the statement of Central Banking Research Expert Ascarya that Sharia Banks apply fiat money as the main transaction and fractional reserve banking in money creation, because Sharia banks are still fighting interest and implementing profit sharing. Second, if the amount of money in circulation (JUB) increases, the price level in the market will increase, and this will cause inflation. This high inflation will lead to a bubble economy. Third, both Sharia and conventional banks apply FRB in money creation, but it is important to note that the biggest contribution to inflation remains conventional banks.
ZIS Payment Interest on LAZ Nurul Fikri in Palangka Raya: The Impact of Digital Wallet Service Features
This research focused on interest zakat, infaq, and shadaqah (ZIS) payment in online or cashless used digital wallet service features. A digital wallet is a digital money that can use its transaction by handphone connected to an internet network. According to Puskaz BAZNAS, the development technology in zakat services based on information and technology, like financial technology, blockchain, and the Internet of Things (IoT), needed to be developed by all OPZ. However, technology utilities also face challenges like internal OPZ readiness because a revolution in zakat management will significantly impact the institution's internal, for example, amil’s role and zakat data server. Based on this phenomenon, the research aims to know how digital wallet service features affect interest zakat, infaq, and shadaqah at Nurul Fikri Amil Zakat Agency in Palangka Raya. This research used a quantitative and causal associative method. Data collection techniques were questionnaires and observation. The samples were 90 people called muzakki and munfiq at LAZ Nurul Fikri in Palangka Raya. Data analysis techniques used simple regression analysis, determinant coefficient analysis, and T-test (partial) with SPSS 25 version. Based on the t-test acquired score of 0.00 < 0.05 showed that the digital wallet service feature had a positive and significant effect on the interest of zakat, infaq, and shadaqah at LAZ Nurul Fikri Palankga Raya, the value from determination coefficient (r2) was 0.53%. It can be concluded that the better service feature available on the digital wallet could be affected by 53.5% of someone’s interest in doing the zakat, infaq, and shadaqah cashless way.
Systematic Literature Review: The Role of Digital in the Management of Zakat
The purpose of this study is to explain the role of digitalization in the development of zakat management in Indonesia. This research is motivated by the development of zakat collection systems such as the digital zakat financial system that utilizes digital platforms. The research method used is qualitative and based on a systematic literature review approach. Sources of data come from literary journals published by Scopus and Google Scholar indexed publishers (Sinta 2 and Sinta 3). Data was collected using the Publish or Perish (PoP) program. Selected articles are analyzed using the VOSviewer tool to submit article title, author name, country of origin, and trending keywords. The ease of paying zakat is a key factor that opens the way for Muzaki to pay zakat. The community's understanding of the channels that can be used to pay zakat will certainly provide a solution if the community has difficulty paying Amir Zakat directly. In general, organizations have three channels to manage zakat. That is, direct payment channels, payment channels through banks, payments through point of sale, or payments through electronic media (digital payments).
The Importance of Regulation in The Implementation of Islamic Philanthropy
Indonesia has been awarded 5 times in a row as the most generous country in the world according to the 2022 World Giving Index research released by the Charities Aid Foundation. This generosity is reliable through the results of the Indonesia Philanthropy Outlook 2022 Survey which states that there are seven areas of progress in Indonesia's philanthropy. Philanthropy itself can be interpreted as the practice of generosity which is a tradition and religious teachings of the Islamic community with its actualization through zakat, infaq, endowments and alms. The progress in this area raises hopes for philanthropy to be able to maintain public trust. Therefore, the Indonesian Philanthropy Association (PFI) has contributed by issuing the Indonesian Philanthropy Code of Ethics (KEFI) in 2021 to maintain donor trust through the realization of an accountability system. But in fact there are still deviations in philanthropy. For this reason, Chairman of the KEFI Task Force and President of the Human Initiative Tomy Hendrajati mentioned the need for a regulation and law that regulates philanthropic activities. This is the basis for the author in setting research objectives, namely to find out the importance of a regulation for philanthropic activity. This study uses the previous research literature study method and a normative juridical approach to obtain secondary data. Furthermore, the data is processed and analyzed using a qualitative descriptive analysis method to become a research that is useful for researchers and readers. The results of this study are that philanthropic regulations have an important role in strengthening a system of accountability for actors to maintain public and donor trust in philanthropic institutions. In addition, the regulation also acts as a supervisor so that violations and philanthropic deviations can be alleviated.
Analysis of The Influence of Muslim Sandwich Generation Technology Philanthropy on Poverty
This study aims to determine the effect of Muslim sandwich generation philanthropic technology on poverty. One of the problems that is still being faced by the Indonesian state is the problem of poverty. Poverty alleviation efforts are carried out to realize the ideals of the nation, namely, the creation of a just and prosperous society. The sandwich generation has the hope of living a just and prosperous life. The sandwich generation is like a slice of a sandwich. Those who have reached adulthood are "sandwiched" between responsibilities for children and their parents who have entered old age to care for, provide for, and meet the needs of clothing, food, and shelter. Becoming the sandwich generation may not be everyone's dream. The responsibility that is carried is not easy because you have to support two generations at once. Sandwich situations require an open attitude among family members to help ensure that money is managed wisely, effectively, and cooperatively. In addition to such a position, the Muslim sandwich generation must be aware that there are still other people's rights in their wealth. This means that this generation must issue obligations such as zakat, infaq, alms, and endowments. According to Marts (2013), this generation is very dependent on technological sophistication because it is required to have fast performance, so it tends to be more practical. This type of research is a quantitative research using the SEM (structural equation modeling) method. The research sample is the sandwich generation of Muslims in Indonesia with a probability sampling technique. This study's results indicate the influence of philanthropic technology used by the Muslim sandwich generation on poverty reduction. In addition, this research is useful for the government and formal charitable institutions to reduce poverty. However, this will be realized if the government protects formal charitable institutions thereby increasing philanthropic behavior by the Muslim sandwich generation. The government must also take a role, namely to regulate the distribution of benevolent funds to areas in need. For example, the centralization of benevolence funds to create a fair distribution. Sandwich generation competence using financial planning technology needs to be developed by the government so that it can build a mindset of people who are aware of managing finances. This can be done by increasing the number of charitable institutions engaged in financial planning technology. Charitable institutions also have a role, namely they must be able to maintain public trust and cooperate with other formal charitable institutions. Every formal charitable institution must be able to distribute all benevolent funds proportionally.
Analysis of Qardhul Hassan Based on Islamic Philantrophy Funds at Bankziska Lazismu East Java
The rampant of bank plecit in Indonesia as the country with the most Muslim population in the world is an irony in itself, because Islam actually has a solution for every problem, including poverty alleviation. In the Islamic economy there are good loan terms, which are a solution to the usury economic system. Sources of funds can be taken from Islamic philanthropic funds managed by zakat institutions. Of the several financial assistance institutions based on socio-religious funds in Indonesia, BankZiska is among those that survive to manage. The purpose of this study is to analyze the implementation of qardhul hassan based on Islamic philanthropy funds at BankZiska. By using descriptive quantitative methods, this study describes the implementation of qardhul hassan using indicators of increasing the collection of philanthropic funds, increasing the distribution of funds to partners, increasing the number of transactions, and increasing the number of partners who are free from loan sharks which is about 65%.
Development of Ulos Batak Woven Products in Economic Growth for Sustainable Development
The type of research used in this study is a type of qualitative research. As for the data obtained are from books, journals, articles, magazines, news, theses, and other libraries. Indonesia is a country heritage that has a role is Batak ulos weaving products. Batak ulos weaving products are woven fabrics made by the ancestors of the Batak tribe for generation since ancient times. Ulos are usually used as shawls and clothes that have a variety of distinctive and interesting motifs. This ulos cloth is also used for formal events such as weddings, mourning, and traditional event. In the development of ulos Batak products, we can improve the quality and quantity of a product, expand the product market, and increase the added value of products. Batak ulos weaving also has enormous potential that can be sold at a fairly high price. Ulos Batak weaving products can also be exported abroad and are able to compete in the modern market. This is a way to increase the country’s foreigh exchange. In the development of Batak Ulos weaving products has a positive impact on economic growth and sustainable development. However, product development must be carried out with due regard to aspects of sustainability and preservation of culture and the environment. Product exhibitions can also be a means to promote Batak ulos weaving products to the wider community.
Stock Investment According to Classic and Contemporary Ulama Views: Comparative Law Studies
There is an increase in stock problems in the contemporary era. Various economic issues no longer have conventional nuances but are integrated with the digital world. Numerous applications and website portals have been created that promise attractive profits when investing and selling shares on their forums. Investing in stocks became a lucrative business with little effort put into its application. The highest power is vested in the largest shareholder, not in workers who have direct contact with the business it self. Problems arise when discussing the legal validity of the event. This is due to the presence of trade monopoly indications and capitalist elements. Furthermore, the concrete stock issues never discussed by classical ulemas are likely to differ from those discussed by current ulemas living in modern or postmodern society. Therefore, it is considered far more relevant to view contemporary economic problems such as stocks in light of contemporary ulema's views. This article examines the views of famous classical ulemas of their time, as well as contemporary ulemas, regarding stocks in general. This study uses a comparative analysis with a normative review of Islamic law and positive law in Indonesia.
The Influence of Literacy and Perceptions of Islamic Economics on Sociopreneurs in Surakarta City
Sharia principles are provisions originating from the Quran and Hadith that regulate worship and human activities in muamalah matters, which are then written in fiqh. This study aims to determine the effect of literacy and perceptions of Islamic economics on sociopreneurs in Surakarta. This type of research is called descriptive research. The data analysis method in this study used multiple linear regression with the SPSS version 25 program. The population of this study was the people of Surakarta, with a sample size of 100 respondents. Collecting data using a questionnaire with a non-probability sampling technique. The results of this study indicate that, partially based on the results of the descriptive analysis of the literacy variable (X1), it has a significance value of 0,024 < 0,05 and a tcount value of 2,597 > ttable of 1,989, and the perception variable (X2) has a significance value of 0,002 < 0,05 and a tcount value of 6,232 > ttable of 1,989. This shows that H0 is rejected, so it can be concluded that the literacy variable and perceptions of Islamic economics partially have a positive effect on the interest of the people of Surakarta to become sociopreneurs. Thus, the first hypothesis (Ha1) states that literacy and perceptions of Islamic economics have a significant positive effect on the interest of the people of Surakarta in becoming sociopreneurs. Furthermore, based on the results of the determination test (R2), it is known that the adjusted R square is 0,654. Thus, the literacy variable (X1) and perception variable (X2) of Islamic economics have a jointly positive contribution of 65% to the interest variable of the Surakarta city community to become sociopreneurs (Y). While the remaining 35% is influenced by other factors that are not included in this study.
The Influence of Gender as a Moderating Variable on the Decision to Contribute to ZISWAF via ZISWAF Sharing Feature: Determining Factors and Implications
The rapid development of information technology has significantly influenced the growth of the banking industry, particularly Islamic banks, by facilitating business transactions. Mobile banking has gained popularity among customers, highlighting the potential for advancements in this sector. In Ponorogo Regency, the convenience of making ZISWAF payments from home without visiting the bank has been underutilized by users. Additionally, difficulties in identifying eligible recipients (mustahiq) and insufficient user trust in the bank, along with limited understanding of BSI mobile, pose challenges. This study aims to examine the influence of convenience and trust on ZISWAF payments through the ZISWAF sharing feature in Ponorogo Regency, with gender as a moderating variable. A quantitative research approach is employed, focusing on BSI customers in Ponorogo Regency. The sample consists of 100 respondents selected using purposive sampling. Data is collected through questionnaires, and the analysis includes multiple linear tests and moderated regression analysis interaction tests. The findings reveal that convenience does not have a significant positive effect on the decision to pay ZISWAF (p-value = 0.107 > 0.05). However, trust has a significant positive effect on the decision to pay ZISWAF (p-value = 0.008 < 0.05). Simultaneously, convenience and trust exhibit a positive and significant influence on the decision to pay ZISWAF (F-test: p-value = 0.015 < 0.05). Gender does not moderate the relationship between convenience and the decision to pay ZISWAF (t-test: p-value = 0.309 > 0.05), nor does it moderate the relationship between trust and the decision to pay ZISWAF (t-test: p-value = 0.761 > 0.05).
Construction Of Islamic Philanthropy Based On Local Culture (Study On Wonorejo Digital Village, Poncokusumo District, Malang Regency)
Indonesia as a country with a majority Muslim population has philanthropic developments that are quite encouraging both nationally and globally. This cannot be separated from the influence of the dimension of religiosity in Islam which is constructed in the culture of society. One of the customs that has been passed down for generations and continues to be preserved by the people in Wonorejo Village, Poncokusumo District, is the existence of various congregational traditions that become a forum for Islamic philanthropic practices typical of the Wonorejo Village community. This paper aims to analyze: 1) the construction of Islamic philanthropy in the Wonorejo Village community; 2) the process of acculturation of Islamic educational values into the local culture of the Wonorejo village community, and 3) the influence of local culture-based Islamic philanthropy on the socio-economic conditions of the Wonorejo Village community. The theoretical approach used is the social construction theory of Peter L. Berger and Thomas Luckmann and the Koentjoroningrat acculturation theory. Location is restricted in Wonorejo digital village Poncokusumo Malang. This research is a descriptive qualitative research. Data collection is carried out by observation, interview and documentation techniques. Data analysis techniques include data reduction, data presentation and conclusions. While checking the validity of data through triangulation. The results of the study found three things in the moment of externalization (the existence of exemplary characters), objectification (the existence of institutionalized community appreciation) and internalization (normative-theological-conservative, sociological-pragmatic-calculative, sociological-empirical-intuitive typologies). Meanwhile, in the acculturation process of Islamic philanthropy and local culture, there are a) influential scholars, b) group lifestyles, c) the means of practicing Islamic philanthropy, and d) the positive response of the community. Meanwhile, in the process of the influence of local culture-based Islamic philanthropy on the socio-economic conditions of the community, the people of Wonorejo digital village feel that the practice of zakat, infak and sadaqah and waqf has become a necessity and even creates a pattern of friendly, harmonious and peaceful relations even though it is not optimal in alleviating poverty in the local community, especially the absence of the use of technological media as a base for local Islamic philanthropy.
Strategies and Innovations in the Management of ZISWAF Funds through Digital Platforms for Sustainable Community Development
This research aims to analyze the management of ZISWAF (zakat, infaq, shadaqah, and waqf) funds in Indonesia, to analyze the opportunities and challenges of managing zakat, infaq, shadaqah, and waqf funds in the digital era, and describe the concept of innovation in developing digital platforms for the management of zakat, infaq, shadaqah, and waqf funds for sustainable community development. In recent years, digital technology advancements have had a significant impact on various aspects of life, including the management of zakat, infaq, shadaqah, and waqf funds. More and more charitable organizations and financial institutions are utilizing digital platforms to fundraise and manage zakat, infaq, shadaqah, and waqf funds. The management of zakat, infaq, shadaqah, and waqf funds plays a crucial role in efforts to achieve sustainable community development. Zakat, infaq, shadaqah, and waqf are pillars of Islamic philanthropy that have great potential to address issues of poverty, social inequality, and improve the welfare of the ummah. In the constantly evolving global context, innovation in fundraising is needed to address challenges and leverage existing opportunities. By utilizing digital technology and developing dedicated platforms, the potential of zakat, infaq, shadaqah, and waqf can be significantly enhanced, thereby making a greater impact on achieving sustainable community development. The development of digital platforms is also expected to bring many benefits such as increased accessibility, transparency, and broader community participation. This research is qualitative research that employs a library research approach and deductive analysis techniques. The data sources used in this research are secondary sources such as books, research journals, scientific articles, and official websites containing relevant information on topics such as zakat, infaq, shadaqah, waqf, and digital technology. The results of this research are expected to contribute to the development of effective and innovative digital platforms. The appropriate use of digital technology is expected to increase community participation in the allocation of zakat, infaq, shadaqah, and waqf funds, as well as strengthen transparency and accountability in the management of Islamic philanthropic funds. Furthermore, this research provides guidance and recommendations for further development in fundraising for sustainable community development in the digital era.
Preferences of the Young Generation toward Housing: Is The Opportunity for Islamic Banks?
Every generation has a basic desire for a place to call home, especially if they are married. Many things today make it difficult to buy a house. House prices have grown more than pay rises despite an increase in wages. It's interesting to note that residences in villages have a better status than in cities. In the meantime, the number of rental properties in the city has multiplied. This study identifies the perceptions of young people in urban and rural areas regarding home ownership, investigates the differences between rural and urban people, and examines how the younger generation views property ownership. The results of two independent sample studies revealed disparities in the internal and external issues that young people in urban and rural areas face while trying to acquire a home. According to this study, the government can assist the younger generation in purchasing their first home by constructing public housing or offering credit subsidies. Another organization that collaborates with the government to provide houses practices Islamic banking. Sharia Public Housing Loans (KPR), a product of Islamic banking, must be promoted to the general public, particularly the younger generation.
Systematic Literature Review of The Role of Islamic Financial Institutions Towards the Growth of Islamic Public Finance
This research aims to analyze the role of Islamic Financial Institutions or IFI in facilitating the growth of Islamic public finance worldwide. The research method used is a qualitative method through Systematic Literature Review approach and is described comprehensively through PRISMA flow diagram. The flow diagram potrays information flow through the different stages of a systematic review. It maps out the number of records identified, included and excluded, and the reasons for exclusions. Various templates are available dependent upon the type of review (new or updated) and sources used to identify research. We selected articles from credible and relevant Scopus Q1-Q4 databases that met the standard eligibility criteria. The selected articles were analyzed using the VOSviewer tool to map the article titles, author names, country of origin, and keyword trends related to Islamic Financial Institutions (IFI) and Islamic Public Finance (IPF). The results yielded 76 articles which were then filtered through several stages resulting in seven final articles for further analysis. We critically examined the research findings in these articles and addressed them based on the research questions i.e. the role of IFI, the approach used to measure the role of IFI, and the factors influencing the role of IFI in the growth of IPF. Our analysis revealed that IFI plays a crucial role in the growth of IPF as multi-institutional entities collectively responsible for the social welfare of the ummah. Additionally, the measurement approach to IFI's role can utilize various Islamic public policy instruments such as zakah and waqf. Factors influencing the role of IFI include the need for intensive government-led programs in socializing and improving financial literacy among the public to ensure that Islamic financial inclusivity reaches all segments of society.
Optimizing Financial Technology Literacy in Minimizing Phishing Threats (Case Study of Indonesian Sharia Bank Customers)
The rapid growth of technology has made people switch to making non-cash payments, and banks have made many breakthroughs in improving digital financial services/Financial Technology. Technological advances have both positive and negative impacts. Many technological crimes / Cybercrimes have emerged and continue to increase yearly in line with advances in Fintech, especially Phishing. Phishing comes from the word fishing, which lures victims into providing sensitive data, draining the victim's balance. Bank BSI is a Sharia Bank with the best assets and services in Indonesia, and one of its customers is affected by Phishing. The research method uses qualitative discrete, obtaining data from books, journals, and related issues. Digital financial Literacy combines financial and digital Literacy and manages finances appropriately using current technology. Digital financial attacks include Phishing, Whaling, Covert direct, Spear Phishing, and Clone. In May 2023, one of BSI's customers was affected by Phishing, draining a balance of Rp. 378 million, there was no compensation because it was not the fault of the BSI system. Digital financial Literacy continues to be improved by BSI. In opening accounts, customers are constantly reminded to keep sensitive data confidential. Corporate insights are also provided online via email, SMS, website, and social media, and BSI staff go directly to the field. Optimizing digital financial Literacy must be embedded from an early age considering that the target is the Customer. BSI is also working with the OJK, Bareskrim Polri, and Kominfo. So that the ITE Law will ensnare the Phisers and not disturb the Indonesian people.
Enhancing Economic Growth for the Achievement of Sustainable Development Goals through Digital Era Fundraising Schemes for Sustainable Community Development: A Policy Analysis from the Islamic Economic Perspective
This paper provides a policy analysis from the Islamic economic perspective on enhancing economic growth and achieving Sustainable Development Goals (SDGs) through digital era fundraising schemes for sustainable community development. It examines the role of zakat, sukuk, and waqf in contributing to specific SDGs in Indonesia. The study highlights the importance of inclusive and environmentally sustainable economic growth for sustainable development. It emphasizes the potential of digital era fundraising schemes in mobilizing resources and promoting sustainable development. The paper specifically explores the impact of zakat on poverty eradication and social welfare enhancement, sukuk in financing infrastructure projects and stimulating economic growth, and waqf in supporting education, healthcare, and community development. Using a qualitative research approach that includes literature review and policy analysis, the study evaluates existing policies and strategies related to digital era fundraising schemes in Indonesia. It assesses their effectiveness in achieving SDGs and identifies strengths and challenges in current policies. Based on this analysis, the paper presents policy recommendations to enhance the effectiveness of digital era fundraising schemes for sustainable community development. The recommendations advocate for comprehensive policy frameworks aligned with Islamic economic principles and the integration of digital technologies. They emphasize the importance of improving financial literacy and awareness to encourage active participation in fundraising efforts, fostering collaboration among stakeholders, and developing supportive regulatory frameworks. By implementing the proposed policy recommendations, Indonesia can harness the potential of digital era fundraising schemes to achieve specific SDGs. The paper concludes that a well-designed policy framework embracing Islamic economic principles, leveraging digital technologies, and promoting stakeholder collaboration will facilitate the effective utilization of zakat, sukuk, and waqf for enhancing economic growth and achieving sustainable development goals. Overall, this paper contributes to the understanding of how digital era fundraising schemes, guided by Islamic economic principles, can play a significant role in advancing economic growth and sustainable development. It provides policymakers, organizations, and practitioners with insights and recommendations to optimize the potential of these fundraising schemes in promoting sustainable community development and achieving SDGs in Indonesia.
The Effectiveness of The Amil Zakat Certification in Increasing Amil Competence at BAZNAS Cilacap Regency
Many zakat amils who work in zakat management institutions have different educational backgrounds, experiences, and knowledge as well as understandings regarding good and correct zakat management schemes. Therefore, to create standardization of the same zakat management capabilities in each zakat management institution, the amil zakat certification is one of the right ways to go towards this. Amil zakat certification is formulated to create amil to have superior and tested work competence, to create effectiveness and efficiency in managing zakat. At BAZNAS Cilacap Regency itself, there are at least two amil who have participated in the amil zakat certification and are declared competent. For this reason, the purpose of this study was to determine the effectiveness of the amil zakat certification in increasing amil competence at BAZNAS Cilacap Regency. This research uses a type of qualitative research with a field survey approach, where in this study the researcher intends to describe and describe what events or problems are following what is obtained in the field, namely BAZNAS Cilacap Regency, whether the data is in the form of written or oral words from the informants as well as other supporting data. In data collection techniques, the authors use observation, interviews, and documentation. Meanwhile, in data analysis techniques, the authors use data reduction, data presentation, and drawing conclusions or data verification. As well as data validity techniques, the authors use triangulation and member checks. The results of the study show that the effectiveness of the amil zakat certification in increasing amil competence at BAZNAS Cilacap Regency, in general can be said to be quite effective. This is due to positive progress in improving the quality of the work competence of amil after they have been certified. In addition, supporting material as well as concrete evidence of increasing competence can be found by looking at the data on the number of muzaki and mustahik, the number of zakat, infaq, and alms beneficiaries, as well as the acquisition and distribution of zakat, infaq, and alms, which in general also continued to increase when two amil at BAZNAS Cilacap Regency had carried out certification and were declared competent.
Copyright (c) 2023 Proceeding of International Conference on Islamic Philantrophy