Proceeding of International Conference on Islamic Economics, Islamic Banking, Zakah and Waqf

The Role of Digital Transformation on Marketing Performance of Bird Cages in Ajibarang with Digital Marketing as a Mediation Variable

2023-09-19T07:26:04+00:00

Micro, Small and Medium Enterprises (MSMEs) have an important role in increasing innovation and creativity so that they can improve economy. MSMEs can increase the community's economy by providing employment, and producing products or services needed by the community. More than 300 MSME bird cage craftsmen in the Ajibarang, who are recorded or who have not been recorded, are able to absorb labor so that they can reduce the unemployment rate. In its journey, MSMEs bird cage craftsmen in Ajibarang facing many problems, one of which was not maximizing technology in marketing. They are still using a personal selling strategy. This study aims to examine the effect of digital marketing on marketing performance. This study also eximing digital transformation is able to mediate digital marketing and marketing performance. The sample used in this study was 97 respondents with a purposive sampling technique. Based on the results of research conducted using Smart PLS, it shows that digital transformation has a positive effect on digital marketing and marketing performance. Digital marketing is able to mediate digital transformation variable and marketing performance variable. The digital transformation in Ajibarang bird cage craftsmen MSMEs, will increase their digital business marketing capabilities and will increasing marketing performance. Increasing digital transformation of the Ajibarang bird cage craftsmen MSMEs will lead to increased productivity, innovation, and creativity of MSME in facing business competition. The implication of this research is that the results of the research are able to become the resources for MSME Ajibarang bird cages in determining the right strategy to improve their marketing performance.

The Influence of Halal Awareness of Halal Labels and Sub-Cultures on the Purchase Decision of MSME Products in Bumiayu

2023-09-19T08:26:13+00:00

Micro, Small and Medium Enterprises (MSMEs) are productive economic businesses run by individuals or medium to small scale business entities and business fields that have a role in regional development and regional economic growth. This study aims to find the influence of Halal Awareness, Halal Labels and Sub-cultures on MSME Product Purchasing Decisions in Bumiayu. This type of research uses descriptive quantitative researchers using survey methods and data collection by distributing questionnaires. The sampling technique uses non-probability sampling with accidental sampling method. The number of samples used was 96 samples, each of which had been tested and met the requirements of validity and reliability tests. Data analysis using multiple linear regression and hypothesis testing using partial (t test) and simultaneous (F test) significance tests by showing the results of Halal Awareness, Halal Labels and Sub-culture have an influence on MSME Product Purchasing Decisions in Bumiayu.

Muhammad Iqbal's Thoughts and its Relevance to Sustainable Development

2023-09-20T04:21:12+00:00

Muhammad Iqbal as a Muslim philosopher also a humanitarian activist who voices the rise of Muslim people to achieve equality and justice that always carries the theme of nature in his works. He had deep thoughts in many scientific fields,much research has been done on them, but it rarely mentions his development ideas. In fact, environmental damage and steep economic inequality that are inconsistant with the doctrine of human as universe caliph in Islam, are the impact of technology driven by a capitalistic paradigm that ignores the sustainability of all resources in the world. For that reason, this article is structured through library research as an effort to dissect Muhammad Iqbal's thoughts in the sustainable development.The results are; first, humans are free creatures who can only submit to God, not others. Second, the universe was created by God for the benefit of humans. Both have inseparable existential relationships to maintain sustainability. Be ing responsible humans to understand, manage and utilize it. The relationship between humans and nature is as close as the relationship between humans and God, growth in sustainable creativity.

Analysis of Factors with Underpricing of Indonesia’s Borse in the Initial Public Offering (IPO) Period 2019-2021

2023-09-07T03:09:57+00:00

The aim of this study is to find out how great the influence of Underwriter Reputation, Company Age, Return on Asset (ROA), and Financial Leverage (DER) on the rate of Underpricing of Shares listed on the Indonesian Stock Exchange at the time of Initial Public Offering (IPO) in the period 2019-2021. To test this, the researchers used quantitative methods with secondary data collection techniques such as prospectus reports and corporate finances as well as literature studies. Analysis techniques used using E-views version 9. The results of research and discussion found that Reputation Underwrite, Return on Asset, and Financial Leverage did not affect the rate of Underpricing of Shares, whereas Age of the Company had an influence. So together the four Independent variables only affect the dependent variable by 12.44 percent.

Comparative Study of Financial Performance of Islamic Banks and Conventional Banks in Indonesia

2023-09-23T05:23:52+00:00

The presence of Islamic banks with the concept of profit sharing has created new competition in the national banking business. Since its inception, Islamic banks have been required to improve their performance to compete with conventional banks, which have long dominated the market share. This study aims to compare Islamic and conventional banks' financial performance in Indonesia for the 2016-2020 period. The research method used is comparative research with a quantitative approach. The research sample consisted of Islamic and conventional banks, each taken by the five largest banks based on asset value. Samples were taken using a purposive sampling technique. Data collection techniques using documentation. The data type used is secondary data in the form of financial ratio reports obtained through the official OJK website. Data analysis techniques used descriptive and comparative analysis in the form of independent sample t-test and Mann-Whitney test. The results of this study indicate that Islamic banks have better performance than conventional banks in terms of the CAR ratio. However, when viewed from the ratio of NPL/NPF, ROA, NIM/NOM, BOPO, and LDR/FDR, Conventional Banks have a better performance. Based on the results of the different tests, it was found that there was no significant difference between the performance of Islamic banks and conventional banks when viewed from the CAR ratio. However, when viewed from the ratios of NPL/NPF, ROA, NIM/NOM, BOPO, and LDR, there are significant differences between the financial performance of Islamic and conventional banks.

Sharia Stocks During the Days of Susilo Bambang Yodhoyono and Joko Widodo

2023-09-23T07:35:18+00:00

The policies made by each president will affect every stock movement. This study examines the Islamic stocks indexed in JII in each period. This study uses a causality research design with secondary data from 2009 to 2019. The equations were performed using multiple linear regression analysis using Eviews 10. The results showed that from 2009 to 2014, the influencing variables were Imports and Exchange Rates with an Import coefficient value of 0.019688 with a probability level of 0,0013. The exchange rate coefficient is 0,040946 with a probability level of 0,0001. From 2004 to 2019, the influencing variables were the B.I. Rate and the Exchange Rate. The B.I. The rate coefficient value is -18,81403, and the Probability is 0,0039. The exchange rate coefficient is -0,052657, and the probability level is 0,0000. In 2009-2014 the import value of 860 billion US$ indicated that import activities are very high when compared to 2014-2019 of 793 billion US$. The high import value affects the overall stock value. From 2014-to 2019, the average value of the B.I. The rate was 5,85, lower than the average for the previous period of 6,53. The lower B.I. Rate will increase the distribution of funds and affect the value of shares.

Purchase Intention Halal Food in Online Shop Among Gen Z Muslims: The Role of Halal Awareness, Sales Promotion Display, Social Media Marketing, and Endorser’s Persuasiveness

2023-10-30T04:18:27+00:00

This study aims to determine the effect of halal awareness, sales promotion display, social media marketing, and endorser’s persuasiveness on purchase intention in online shop among Gen Z Muslims. A quantitative approach was used to collect data by applying the instruments adopted from previous studies. The research data is elicited from 150 Gen Z Muslim consumers of halal food in Central Java, Indonesia. The statistic technique is using Partial Least Squares Path Modeling (PLS-SEM). The results of the study using the PLS-SEM model show that the variables of halal awareness, display of sales promotions, and social media marketing influence the variable of purchase intention in online shop. Meanwhile, endorser’s persuasiveness has no effect on purchase intention in online shop. As a result of this study, marketers can pay attention to the halal concept in the manufacture of food products, present attractive views and content on social media and choose endorsers who have high credibility and popularity to encourage customer purchase intention.

Optimizing Zakat Fund Distribution and Utilization in the Implementation of Sustainable Development Goals (SDGs)

2023-10-30T03:34:59+00:00

This study aims to examine the optimization of the distribution and utilization of zakat funds in the implementation of the Sustainable Development Goals (SDGs) by the National Amil Zakat Agency (BAZNAS) of Kediri City. The purpose of this study was to analyze the effectiveness of the zakat fund management program in achieving sustainable development goals in the City of Kediri and to identify the factors that influence the success of the distribution and utilization of zakat funds. This research uses a qualitative approach with a case study method. Primary data was collected through in-depth interviews with related parties such as BAZNAS administrators, zakat recipients, and the community involved in the zakat management program. In addition, secondary data is also collected through related documents such as BAZNAS financial reports and sustainable development program planning documents in Kediri City. The results of the research show that the Kediri City BAZNAS has made various efforts to optimize the distribution and utilization of zakat funds in implementing the Sustainable Development Goals (SDGs). Some of the steps that have been taken include the development of poverty alleviation programs, educational assistance, economic empowerment, and social infrastructure. In addition, BAZNAS also collaborates with various parties, including local governments and other social institutions, to ensure the effectiveness and sustainability of the programs being implemented. This research has an important contribution to make in enriching our understanding of optimizing the distribution and utilization of zakat funds in implementing the Sustainable Development Goals (SDGs).

Productive Waqf: Concepts and Its Impact on Improving Community Economy

2023-10-31T02:15:27+00:00

Productive waqf refers to the use of waqf assets to invest in productive businesses that generate economic benefits. The purpose of this study is to understand the concept of productive waqf and analyze its impact on encouraging community economic growth. The research method used is literature analysis, by collecting data from various sources such as books, journals, and reports related to productive waqf and the community's economy. The data collected was analyzed qualitatively to identify general patterns, trends, and impacts seen in the existing literature. The results of this study indicate that productive waqf has great potential in improving the community's economy. Through investment in waqf assets in productive sectors, productive waqf can create new jobs, increase income, and reduce poverty. In addition, productive waqf also plays a role in building a culture of sustainability and wise resource management.

Decision of the Jayapura City Muslim Community in Paying Zakat, Infaq and Alms

2023-11-21T13:45:57+00:00

This study aims to investigate and analyze the optimization of zakat infaq and alms collection to reach its potential. Nationally, the city of Jayapura, zakat literacy and income is one of the determining factors in people's decisions in paying zakat, infaq and alms. This study uses quantitative methods with multiple linear regression analysis using SPSS.25. The research population is all Muslim communities in Jayapura City. Distribution of questionnaires to 150 respondents who have or have not paid zakat, infaq and alms to zakat institutions in Jayapura City. The results showed that zakat literacy and income variables can influence the decisions of the Jayapura City Muslim community in paying zakat, infaq and alms, thus zakat literacy and one's income are able to explain how to maximize the potential of zakat infaq and alms in Jayapura city. These findings recommend that institutions and local governments continue to improve understanding and provide public information regarding zakat by holding zakat literacy socialization to the Muslim community in Jayapura city through further use of digitalization, local governments are encouraged to continue to pay special attention to UMKM so that they can increase the income of local communities.

Development Gen Z Entrepreneur Interest Through Fintech Innovation and Mudharabah Contract

2023-11-21T13:52:23+00:00

Responding to the current development of information and communication technology is very rapid, as evidenced by the contrast in people's dependence on the internet. One example is the current economic sector, which is marked by the growth of an online-based buying and selling system usually called an online business. This study aims to reconstruct a technology-based financing scheme by utilizing FinTech as a platform based on mudharabah contracts. The sample used in this study was three people consisting of IAIN Fattahul Muluk Papuan students and Wirauaha Gen Z in Jayapura. The method used in this research is a qualitative approach method. The results of the study show that in doing business online, there are obstacles faced by business people, namely, minimal capital, difficulty getting an agent as a business partner, difficulty getting a trusted agent, and difficulty communicating with agents.

The Role of the Work Environment in Improving Employee Performance

2023-10-30T03:44:03+00:00

Every workplace must provide a comfortable and suitable work environment for employees, because the work environment used for work can have an impact on employees in completing the tasks given. This study aims to determine the role of the work environment in improving employee performance at the Prime Car Body Repair Workshop in Malang City. In this study using a descriptive qualitative approach. Data collection techniques using observation, interviews, and documentation.

The results of this study indicate that the physical work environment in the Perdana Body Repair Car Workshop in Malang City is good and not good. A good physical work environment, namely cleanliness, lighting, security, equipment, and room layout. As for the physical work environment that is not good, namely air circulation and noise that appears. While the non-physical environment, the relationship between leaders and employees is well established. Employee performance at the Prime Car Body Repair workshop in Malang City is good, seen from the employee performance indicators that have been fulfilled, namely in terms of quality, quantity, time, cost reduction, supervision, as well as the relationship between employees. The role of the work environment, both physical and non-physical, has encouraged employees to improve performance at the Perdana Body Repair Car Workshop in Malang City.

Company Value Viewed From The Effect of Islamic Corporate Governance and Islamic Social Reporting with Financial Performance As Variable Moderating

2023-10-30T04:22:20+00:00

This study aims to determine the influence of Islamic Corporate Governance and Islamic Social Reporting on company value through financial performance. This study uses a quantitative method with an explanatory approach. The data used in this study is secondary data with the data collection method using a purposive sampling method with 20 samples of consumer goods industry companies registered at ISSI during the period 2018 to 2021. The independent variable in this study is Islamic Corporate Governance and Islamic Social reporting. While the dependent variable is the value of the company. And financial performance as a moderating variable. Hypothesis testing is done by using software Eviews. 12. The results of the research show that Islamic Corporate Governance has a significant effect on firm value. Meanwhile Islamic Social Reporting has no effect on firm value. And financial performance cannot moderate the influence of Islamic Corporate Governance and Islamic Social reporting to company value.

Purchase Intentions as moderating variables in relationship between Halal Awareness Toward Buying Behavior

2023-10-30T04:27:39+00:00

This study aims to analyze buying behavior for Uliq food products by considering the halal certification, halal credence, and halal awareness through a mediating role of purchase intention. The study employed a survey method and data were collected from 101 respondents. Structural equation modeling was employed as a data analysis tool. The results show that the halal certification and halal credence have not a significant effect on the purchase intention. However, halal awareness has a significant impact on purchase intention. Then, purchase intentions has a significant effect on the buying behaviour.

Influence Leverage, Company Size, and Shareholding Against Application Green Accounting In Company Sector Energy Listed In The Indonesian Sharia Stock Index (Issi) in 2017-2021

2023-10-30T04:36:30+00:00

This study aims to determine the effect of leverage, company size, and shareholding on the application of green accounting in energy sector companies listed on the Indonesian Sharia Stock Index (ISSI) for 2017-2021. Leverage in this study is proxied by debt to asset ratio (DAR), and green accounting in this study is proxied by environmental disclosure. This research is a comparative clausal research type using a quantitative approach, as well as using secondary data sources derived from annual reports of energy sector companies registered in ISSI for 2017-2021. Sampling in this study used a non-probability sampling technique, namely the purposive sampling method. The number of samples in this study were 40 energy sector companies that were registered with ISSI and met predetermined criteria. This data is processed using SPSS version 22. The research results show that leverage (debt ratio) has a negative effect on the application of green accounting. Company size (company size) has a positive effect on the application of green accounting. Shareholding (share ownership) has a positive effect on the application of green accounting. As for simultaneously leverage (debt ratio), company size (company size), and shareholding (share ownership) simultaneously have a positive (+) effect on the application of green accounting.

Effect of Board of Commissioners Size, Company Size, Growth Opportunity, and Profitability Against Prudence Accounting

2023-10-30T04:40:57+00:00

Prudence accounting is the principle of prudence in financial reporting. The number of cases of misappropriation of financial statements by manipulating financial statements is due to the lack of application of the principle of prudence accounting. This study aims to examines the effect of board size, company size, growth opportunity, and profitability on prudence accounting. The population of this study consisted of 21 pharmaceutical companies listed on the Indonesia Stock Exchange. Determination of the sample using non-probability sampling with purposive sampling technique, thus obtaining a research sample of 13 companies with a research period of 4 years (2019-2022), so that the total number of samples used was 52. The data analysis methods used are panel data regression analysis, determination coefficient test, f statistical test, and t statistical test using eviews 12 software. The results of this study indicate that the size of the board of commissioners has no effect on prudence accounting. While the variables of company size, growth opportunity and profitability have a significant effect on prudence accounting. The results of the f test show that the size of the board of commissioners, company size, growth opportunity and profitability simultaneously affect prudence accounting.

The Potency of Islamic Philanthropy in Indonesia: Analysis of the Socio-Economic Context

2023-11-23T06:49:41+00:00

Overcoming the problem of poverty and socio-economic inequality has always been a difficult challenge for all of us, including the government, since the early days of human civilization. Islam has presented philanthropy as an instrument to achieve social justice by interacting and incorporating religious aspects into solutions to overcome these problems. The biggest potency for Islamic philanthropy lies in Muslim countries, especially in Indonesia which has the largest Muslim population in the world. Human resources are very effective tools for optimizing true Islamic potency. In addition, an action that is able to strengthen the effect of Islamic philanthropy on socio-economic issues is to get involved in the economic sector to increase productivity and to reduce low income levels in society.

Implementation of Sustainable Waste Management with the Zero Waste Concept Towards a Banyumas Eco-City

2023-11-23T11:35:01+00:00

Sustainable waste management is an important aspect of building an environmentally friendly city. Banyumas, a district in Central Java, Indonesia, has taken steps to implement sustainable waste management towards Banyumas Eco City by implementing the zero waste concept. The Zero Waste concept is not just about recycling but rather a completely transformed resource and waste management system. The aim of this research is to analyze and evaluate the implementation of sustainable waste management in Banyumas, as well as its impact on the environment and local communities. This research methodology uses a qualitative approach. The results of this research show that Banyumas has implemented various strategies for sustainable waste management. One of the steps taken is public education and awareness about the importance of good waste management. Programs such as distributing rubbish bins, campaigns to reduce the use of single-use plastics, and training on organic waste processing have been carried out by local governments and environmental institutions. Apart from that, Banyumas has also developed adequate infrastructure for waste management. This includes the construction of a modern final disposal site (TPA) with adequate sanitation, as well as waste sorting and recycling facilities. Implementation of environmentally friendly technology, such as the use of renewable energy in waste processing, has also been carried out. The impact of implementing sustainable waste management in Banyumas has been seen. Environmental quality has improved, with significant reductions in air and water pollution. Apart from that, local communities also experience economic benefits, such as new job opportunities in the waste management sector.

Digitizing Halal MSMEs: Strategies to Sustainability of Halal MSMEs

2023-10-30T04:17:10+00:00

This study aims to analyze the digitization of Halal MSMEs as a strategy to encourage business sustainability. Halal MSMEs are referred to as MSMEs that already have halal certification by including the halal logo on their products. The research approach is qualitative with case study type. Sources of data come from primary data with data collection techniques of observation, interviews, and documentation. Data analysis was carried out by data reduction, data presentation, and drawing conclusions. The results of the study show that Halal SMEs, one of which is Bakpia Eka SMEs, already have Halal legality from the Indonesian Ulema Council. Bakpia Eka Halal MSME Digitization using the marketplace Shopee, Instagram, website, Tokopedia, Facebook, and Bukalapak. The sustainability of Halal MSMEs can be demonstrated through increased sales of the role of digitization in Halal MSMEs, namely sales turnover that continues to increase from time to time, more markets that become sales areas, increased sales stalls. The practical implications of digitizing Halal MSMEs encourage MSMEs in general to immediately have Halal legality, increase the use of digitization in Halal MSME businesses, because Bakpia Eka with the halal logo makes it easier to enter from various digital market stalls, and reach a wider market.

Sharia Monetary Policy: Facing the Recession, Saving the Economy

2023-10-30T04:33:36+00:00

The Economic Recession (economic slowdown, layoffs, undeveloped investment) has haunted the economy. Inflation is high, the rupiah exchange rate is weakening. The central bank is a strategic institution that regulates the country's economy through monetary instruments, one of which is Islamic monetary instruments. This paper aims to elaborate on Bank Indonesia's sharia monetary instruments in saving the economy as a result of the world economic recession. This paper is reviewed with a qualitative approach and a type of literature study. The results of this paper show that the Central Bank in an effort to deal with the world economic recession has issued Islamic and conventional monetary policies. Sharia monetary policy includes implementing open sharia monetary operations in the form of Bank Indonesia Sharia Certificates (SBIS), Bank Indonesia Sukuk, SBSN Repo, SBSN Reverse Repo, Standing Facility and Financing Facility. This policy has an impact on the economy growing by 5.03% in the third quarter of 2023. The practical implications of this paper encourage Bank Indonesia to maximize sharia monetary policy within the framework of improving economic conditions at both the financial institution level and economic circulation in society.

Analysis of Effects of Zakat, Inflation, General Allocation of Funds (DAU), and Direct Cash Assistance (BLT) to Poverty in Indonesia

2023-10-30T04:51:46+00:00

This study aims to determine and analyze the effect of zakat, inflation, general allocation funds, and direct cash assistance on poverty in Indonesia. This research was conducted using secondary data with time series data, namely the period 2018-2022 which includes data on the distribution of zakat funds, the inflation rate, general allocation funds, data on the distribution of direct cash assistance and data on the number and percentage of the poor population in Indonesia. The number of samples tested was 60 data which were processed using Microsoft Excel and E-Views 12. This study used a quantitative approach with multiple linear regression models which explained the relationship between variables by using hypothesis testing using IBM SPSS Statistics 25. The results of this study indicated that variables zakat and direct cash assistance have no effect on poverty. Meanwhile, inflation and general allocation funds partially have a negative and significant effect on poverty. However, the simultaneous test shows that all independent variables simultaneously or jointly influence poverty in Indonesia.

Implementation of Management Functions at the Pesantren Community Vocational Training Centre in Blitar City

2023-10-30T04:58:39+00:00

The presence of organizations in people's lives can help and make it easier for people to meet their needs. BLK Pesantren Community is an institution formed by the government so that Pesantren becomes a community that can economically empower the surrounding community. Because of that, the management of an institution becomes a necessity so that the goals can be achieved. This paper examines the implementation of the management functions of the Islamic Boarding School Community BLK in Blitar City, namely; Al-Muhsin Community BLK, As-Sunnah An-Nabawiyah Community BLK, and Bustanul Muta'alimin Community BLK. Data collection was carried out through interviews with the managers of the Islamic Boarding School Community BLK, the students, and the surrounding community. This research uses a qualitative descriptive approach. The results showed that the application of the management function of the BLKK-P management in Blitar City using the POAC management function theory was quite optimal. The Islamic Boarding School Community BLK has carried out four steps in the management function, namely; planning, organizing, actuating, and controlling.

Developed Countries: Challenges of Developing Countries, the Role of Islamic Institutions and Finance in Indonesia

2023-10-30T05:09:04+00:00

Role something institutional very needed in the activity process development for improve infrastructure development for the sake of prosperity life public and shift from country develop become country forward. Study this background by policy the economy is not optimal, uncertainty law and regulation, low power global competitiveness, lack inclusion finance, inclusion finance sharia, and inequality economy and social. Study This aim for analyze so far where role institutional for development in Indonesia towards shift development from country develop going to country forward. Method used in study this is use approach qualitative with use studies references and based on phenomenon that occurs. Results study this state that with development system institutional keep going optimized, policies push change from country develop going to country proceed become choice government. System finance sharia capable sustain strengthening economy society. Implications practical from this paper importance optimizing side of economic development and finance sharia for speed up change become country forward, and possible welfare enjoyed society.

Pentahelix Model in the Development of Islamic Social Finance at Amil Zakat Institutions

2023-10-31T14:47:45+00:00

This research aims to offer the concept of pentahelix in the management and development of modern Islamic social finance. This research is a qualitative research with a library study approach that seeks to explore and develop the concept of pentahelix that has not been applied to the management and development of Islamic-based social finance activities. The results of this discussion found a new concept related to the pentahelix concept in the management and development of Islamic social finance. What can be done is starting from the activeness of academics, business people, government, communities and the media. The five elements have an interrelated relationship and support each other in the concept of developing Islamic social finance. Academics play a role through education, service and research tasks that will prepare and equip knowledge to human resources who have managerial skills and mastery of the knowledge needed in the management of Islamic social institutions. The government also has a role in the development of Islamic social finance in the form of support by publishing the Sharia Economic Master Plan by the National Development Planning Agency (BAPENAS). These activities require community support, and the role of mass media is needed in order to provide information or education. The effectiveness of using mass media is considered to have more continuity and durability of information and accuracy in reporting.

Classification Interest Customer XL Internet Card Using Naive Bayes Algorithm At PT XML Tronik

2023-09-07T02:54:32+00:00

In the world of trade, competition within a company has become commonplace and makes business people always think about breakthroughs that can ensure the continuity of their business . Basically companies have valuable assets but are rarely used as a reference, these assets are in the form of databases with large numbers. PT.XML Tronik is a company that has been in the technology sector for a long time, one of which is selling GSM Card Providers in Indonesia. The classification method used is the Naïve Bayes Algorithm, where Naïve Bayes is used to classify statistical and probability methods . Method This research uses several stages starting from data collection , analysis sales , data processing using naïve Bayes method and proceed with measurements level accuracy use WEKA application . From the results of data mining using the Naïve Bayes Algorithm, this researcher found patterns of interest in buying XL Card customers at PT.XML Tronik . Based on the results of the analysis carried out, using 20% of the test data with negative and positive labels. So that it can produce a sign ending with an accuracy level of 84.6667% with a precision of 97% and a recall of 83%.

Digital Effectiveness Business Development of Herbal Medicine and Islamic Medicine Treatment

2023-10-31T13:52:23+00:00

The potential for the herbal business and Islamic medicine in Indonesia is enormous. Herbal medicine and Islamic medicinal treatment is an alternative medicine that can add to the world's health treasures. However, this potential has not been utilized effectively by practitioners of Islamic medicinal treatment and herbal medicine businesses. One way that has not been used optimally is digital promotion. Even though promotion through digital has a great opportunity as long as it is done correctly and in accordance with market needs. This study aims to determine the effectiveness of digital in the development of herbal medicine and Islamic medicinal treatment businesses. This research is a field research with a qualitative method, in which the researcher assesses and then gives an assessment of the reality in the field using a descriptive approach. The results of this study indicate that digital is very effective in developing herbal medicine and Islamic medicinal treatment businesses. Among the factors that influence digital effectiveness are: personal branding, sweet lies/business actors with consumers, the intensity of promotion through social media, consumers' need for Islamic medicinal treatment and herbal medicines and the amount of available promotional funds.

تحليل المعاملات المالية الشرعية في إندونيسيا منظور في تفسير سورة البقرة الآية٢٨٢

2024-01-15T23:44:23+00:00

المعامله هي جزء من التعاليم الإسلامية التي تنظم المعاملات بين البشر التي تنطوي على المواد المادية وغيرها من البنود المتعلقة بالملكية مثل حقوق الملكية الفكرية والملكية. ينص عقد أو مبدأ المعاملة الإسلامية أو المعاملة على الشريعة الإسلامية بشأن إجراءات نقل الملكية ولكل منطقة وضعها الفريد وممارستها الخاصة بالمعاملة. تستخدم ظاهرة المعاملات المالية في إندونيسيا مخططين، هما النظام التقليدي والشريعة.

هذا البحث عبارة عن بحث مكتبة يستخدم مواد المكتبة كمصدر رئيسي للبيانات، والمراجع الرئيسية في هذا البحث هي عدة وثائق تنظيمية في إندونيسيا وتفسير القرآن الآية ٢٨٨.

تظهر نتائج الدراسة أنه بناءً على لوائح المستندات الحالية في إندونيسيا فيما يتعلق بالمعاملات غير النقدية التي يجب تسجيلها وتقديم شاهدين. هذا وثيق الصلة بالأنظمة الخاصة بالمعاملات المالية المتوافقة مع الشريعة الإسلامية في إندونيسيا، قانون الاساسي, ولوائح بنك إندونيسيا, وفتوى المجلس الشرعي الوطني. مجلس العلماء الإندونيسي, ولوائح سلطة الاستحقاق المالية. التي تفيد بأن هناك التزامًا بتسجيل كل معاملة، لا سيما تلك التي ليست نقدية بطبيعتها وأن هناك شهود موثوق بهم. ومع ذلك. فإن نموذج طلب تفسيرالآية ٢٨٢ بشأن المعاملات المصرفية في إندونيسيا فيما يتعلق بوجود شاهدين في معاملة ما، يتم استبداله بطريقة أخرى لها نفس الوجود.

The Effect of Sharia and Religiosity Labels on Community Interests Using Sharia Banking

2023-10-31T09:02:05+00:00

This research is motivated by the problems that the researchers found, which there are still many Muslim communities in Pontianak city prefer to use conventional banks rather than sharia banks. The lack of interest in the Muslim community to use syaria banks is due to many factors including the sharia label and religiosity. This study aims to determine the effect of the sharia label and religiosity on people's interest in using Islamic banks. The sample size in this study uses the Lemeshow formula, this was because the population size was unknown. The data used in this study were primary data obtained through questionnaires distributed to the Muslim community in Pontianak City in 2023. Based on a sample of 100 respondents using multiple linear regression analysis, the results of this study indicated that the label sharia and religiosity have a positive effect and giving significance to the interest in becoming a customer of sharia banks. The results of this study also showed that the Sharia Label and Religiosity have a simultaneous effect on Public Interest in Using Sharia Banks.

Application of Pamsimas for Village Communities in the Perspective of Maqashid Sharia

2024-01-21T05:35:21+00:00

Water and sanitation are important infrastructure sectors to improve public health. The problem of the availability of clean water and the decrease in the degree of the environmental health of people in rural areas is serious, so the Pamsimas program is needed. The method used in this research is descriptive qualitative with the interview, observation, and documentation techniques as a data collection tool. This study also used sharia maqashid analysis. It can be concluded that applying for the Pamsimas program in Baleraksa Village is in accordance with maqashid sharia. This can be seen in terms of providing social and home connections, changes in clean and healthy living behavior, quality water sources, installation of healthy latrines, harmonious understanding in protecting and conserving existing raw water, not exploiting water sources excessively, its management also contributes to the village government and the community. In addition, its management is building waterways and other impacts on improving the economy, social and environmental sustainability

Islamic Entrepreneurial Marketing Orientation Among Islamic University Students

2024-01-22T14:41:39+00:00

Indonesia plans to be the number one global halal hub that need support of massive Islamic entrepreneurial marketing capabilities. This study aims to assess Islamic entrepreneurial marketing orientation among university students. The sample used was students of the Faculty of Economics and Islamic Business UIN Prof. K.H. Saifuddin Zuhri Purwokerto who had participated in a business internship program (PMBM). Data were collected using questionnaire instruments and analyzed using Confirmatory Factor Analysis technique. The results revealed that Islamic entrepreneurial marketing orientation proved to be a multidimensional construct consisting of factors such as: Activeness, Opportunity orientation, Risk orientation, Innovation orientation, Customer orientation, Value orientation, Committed and Shari'ah conformance. The results showed that the dimensions of Islamic entrepreneurial marketing orientation of respondents were generally quite good. This can be seen from the percentages that are above the 70% criterion). As for the dimensions that are still low are proactiveness (64%) and risk orientation (59%). This study provides novelty by finding that the implementation of sharia conformance is proven to be important in building Islamic entrepreneurial marketing orientation among Islamic students in Islamic university. However, other factors need to be emphasized more in the development of the programme since the results show that other factors are stronger in forming the students orientation in Islamic entrepreneurial marketing. Future research can be conducted by developing similar research on Islamic students in other region and in privat university.

The Impact of Profit Sharing Ratio on the Amount of Mudharabah Deposits at Islamic Banks in Indonesia During the Period 2018-2022

2023-10-30T04:53:28+00:00

This study aims to analyze the effect of profit sharing ratios on mudharabah deposits in Islamic banks in Indonesia during the 2018-2022 period. The research method used is secondary research. Hypothesis testing in this study was carried out using simple linear regression analysis using panel data from the annual financial reports of 10 Islamic banks in Indonesia registered with the Financial Services Authority (OJK) in 2022. This analysis uses SPSS version 22 software. The results of the study reveal that the impact of the profit sharing ratio on total mudharabah deposits is explored through a simple linear regression equation: Y = 11.705 + 0.187X + e The coefficient of the impact of the profit sharing ratio on mudharabah deposits is statistically significant, with a calculated t value of 2.238 which exceeds the t table value of 0.67906. This indicates rejection of the null hypothesis (Ho) and acceptance of the alternative hypothesis (Ha). The coefficient of determination of 0.095 indicates that about 9.5% of the variation in mudharabah deposits can be explained by variations in the profit sharing ratio. The remaining 90.5% is influenced by other factors not included in this model.

Impactful Social Media Utilization: Enhancing Brand Development and Consumer Satisfaction in Pontianak City's Micro Businesses

2023-10-30T04:56:23+00:00

This study aims to analyze the effect of social media use through consumer satisfaction on brand development in micro-businesses in Pontianak. Data were collected from 200 respondents who are owners or managers of micro-businesses in Pontianak. Data collection was conducted through questionnaires measuring the variables of social media usage, consumer satisfaction, and brand development. The results of the analysis showed a positive and significant relationship between social media usage and consumer satisfaction. In addition, consumer satisfaction was also shown to have a positive and significant effect on brand development. These findings indicates that micro-businesses that actively use social media and pay attention to consumer satisfaction tend to have better brand development. This results provide important implications for micro-business owners in planning brand development strategies through social media utilization and increased consumer satisfaction. In this digital era, the use of social media and positive interactions with consumers can be key factors in building and strengthening the brand of micro-businesses in Pontianak.

Analysis of Exchange Rate, Inflation and BI Rate on Return of Syari'ah Share

2023-10-30T05:07:15+00:00

This study aims to analyze the exchange rate, inflation and BI rate on stock returns, as well as know developments about the Jakarta Islamic index. Changes in market behaviour make people pay more attention to the company's financial performance factors and macroeconomic factors that affect stocks. The stock return is also influenced by the market index and macro factors, namely; inflation, interest rates, exchange rate, BI rate and economic growth. Investment in Islam is a recommended activity because by investing in assets that are owned it becomes productive and also brings benefits to other people. The Islamic capital market is an indicator of a country's economic growth, as an alternative for individuals to invest. This study used quantitative methods with secondary data sources. The population used in this study is all time series data (time series data) contained in the Jakarta Islamic Stock Index (JII). 11 companies met the criteria and were selected as the research sample. Data collection was carried out using literature and documentation. The data analysis technique used is descriptive statistical analysis. The results obtained from this study indicate that: 1) the exchange rate variable has a significant and significant effect on stock returns with a p-value (Sig) <0.05, namely 0.000 <0.05, then Ha is accepted and Ho is rejected. 2) The inflation variable has a significant and significant effect on people's income with a p-value (Sig) <0.05, namely 0.001 <0.05, then Ha is accepted and Ho is rejected. 3) The BI rate variable has a significant effect on people's income with a p-value (Sig) <0.05, namely 0.045 <0.05, so Ha is accepted and Ho is rejected. 4) Exchange Rate, Inflation and BI Rate variables have a significant and significant effect on people's income with a Fcount value of 6.250 > Ftable 3.172 (df = 55 – 2) with a probability value or sig. = 0.001 <0.05 means that Ha is accepted and Ho is rejected.

The Impact of Tourism Sector on Regional Revenue Through Taxes As Intervening Variable

2023-10-31T12:58:55+00:00

West Java has the potential to attract tourists. This potential must be developed to have a positive impact on the regional economy and society. The tourism sector is able to absorb employment because the service-based tourism sector employs people. One development is to increase the quantity and quality of hotels and restaurants. Hotels and restaurants cannot be separated from tourism, as there is tourism there must be hotels and restaurants so that tourists can feel comfortable during their trip. This research uses quantitative research by the method of multiple regression analysis by the intervention method. As for data collection techniques using documentation techniques and literature study. This study uses secondary data sources from Central Bureau of Statistics. Before the hypothesis test, the data passed the classical hypothesis test and all met the requirements. The results showed that the tourism sector had an impact on the Regional Original Income of West Java of IDR 2,985,089.3. The tourism sector has an impact on taxes of IDR 398,637,968,764. Then the tourism sector has an impact on the Regional Original Income of West Java Province through a tax of IDR 123,599,999.

Smart City: The Implementation Through Smart and Innovative Economy Programs by Empowering MSMEs in Cirebon City

2023-10-31T01:47:30+00:00

This study aims to determine and analyze the Implementation of a Smart Economy in the Empowerment of Micro, Small, and Medium Enterprises Cirebon City towards a Smart City. The method used in this study is a qualitative method with a descriptive approach. The data collection techniques used are observation, interviews, and documentation. The results showed that 63 Smart City programs in Cirebon City have been made, but not all programs can be implemented due to several obstacles mentioned. Programs that have been implemented, there are two programs that focus on empowering micro, small and medium industries in Cirebon City, these programs include Micro, Small, and Medium Enterprises Development Go Online, Micro, Small, and Medium Enterprises and Center Development. The supporting factors are, Cirebon City Micro, Small, and Medium Industry have potential, access in Cirebon City is very easy, Cirebon City has been branded as a trade and service city, and there is a strong commitment between regional device organizations. While the inhibiting factors are, Attitude of the parties, limited human resources, limited source of funds, lack of digital literacy, and cultural factors.

Measuring the Influence of Financial Literation and Inclusion on Investment Interest with Social Background as Moderating Variables

2023-10-31T01:56:14+00:00

The lack of Sharia financial literacy leads to a lack of understanding among the public regarding the potential investment opportunities available in the Sharia financial system, causing them to be reluctant to invest. Furthermore, limited Sharia financial inclusion also hinders the increase in investment interest. Limited access to Sharia financial products and services, such as Sharia banking accounts, sharia insurance or sukuk, makes it difficult for the public to engage in investments that align with Sharia principles. This research aims to measure the influence of Sharia financial literacy, Sharia financial inclusion, and social background on the investment interest of Sharia Economics students at IAIN Syekh Nurjati Cirebon. The research population consists of students from the Economics Study Program. A quantitative approach is used in this study. The research sample consists of 88 randomly selected respondents from the population. The results of the analysis show that Sharia financial literacy has a positive and significant influence on the investment interest of Sharia Economics students. Similarly, Sharia financial inclusion also has a positive and significant influence on investment interest. Additionally, both Sharia financial literacy and Sharia financial inclusion have a simultaneous positive and significant influence on investment interest. However, the social background variable does not moderate the relationship between Sharia financial literacy, Sharia financial inclusion, and investment interest.

The Effect of Exchange Rate of The Rupiah, Money Supply, Inflation, and BI Rate on Sharia Bank Financing During the Covid-19 Pandemic

2023-09-02T07:14:09+00:00

The Covid-19 pandemic is an event of the spread of the 2019 Coronavirus disease. The pandemic has had a significant impact on the development of the world economy, especially the Islamic Banking Industry. The research used is quantitative research with an associative approach using multiple linear regression. The population used by Islamic banks and the samples used in this study are saturated and non-probability samples. This study aims to analyze the factors that influence the financing of Islamic commercial banks. Based on the results of the regression test, it proves that the rupiah exchange rate and inflation have no effect on sharia commercial bank financing, while the BI rate and money supply have an effect on sharia commercial bank financing.

Palm Payment System: Islamic Finance Perspective

2024-01-06T02:48:30+00:00

Cashless payments have become an increasingly popular trend in recent years. Cashless payment methods can include the use of credit/debit cards, mobile banking apps, digital wallets, payments via smartphones, or even biometric technologies such as fingerprint scanners or facial recognition. Palm Payment System incorporates fingerprint biometrics in the palm of the hand to facilitate payments, making it safer and more reliable as long as we have a balance, internet network and hands. Descriptive qualitative research methods are research approaches used to describe certain phenomena or events by understanding and describing in depth the characteristics, context, and complexity of the phenomenon. The use of Palm Payment System is in accordance with Islamic finance principles that uphold transparency, honesty, and fairness in business. However, it needs to be improved in supporting infrastructure, the level of community adoption and adaptation. Security and privacy should not be leaked. Accessibility for people with physical disabilities who cannot use palm payment. Minimize technical obstacles due to environmental factors such as extreme temperatures or poor light because it can affect authentication. The latter is affordable in implementation

Halal Certification As An Effort To Increase Product Value In Local MSME (Case Study of UMKM Dapoer Boenda In Jayapura City)

2023-10-31T02:04:02+00:00

The halal industry has developed rapidly globally one of which is in Indonesia. According to the 2021 census, the majority of Indonesia's population is predominantly Muslim, namely around 237.53 million people. As one of the countries with a majority Muslim community, the state must have concern in increasing the potential of the halal industry. Therefore, the halal industry should be a driving force in driving global economic growth. The development of the halal industry in Indonesia, especially in the province of Papua, there are still problems and challenges that must be faced, one of the problems in the halal industry sector in Papua, especially in the city of Jayapura, is the development of Halal food which is still minimal due to a lack of knowledge about halal certification in products marketed. This type of research is using a qualitative method with a case study approach which has stages of observation, interviews and documentation of MSME actors with the aim of getting maximum results. The results of this study are product halal certification which is carried out to provide a sense of security to consumers and increase product value. The results of further research are that halal certification provides added value, namely cleanliness, halalness and product safety for consumption

The Influence of Halal Product Certification and Price on Cosmetic Purchasing Decisions in Student FEBI IAIN Fattahul Muluk Papua

2024-01-26T16:37:36+00:00

The main problem in this study is that there are still many cosmetic products that have not been halal certified and the purchasing power of female students for cosmetic products is quite high, in other words can halal certification have a significant influence on cosmetic purchasing decisions for female students of FEBI IAIN Fattahul Muluk Papua. This study aims to determine the effect of halal product certification and prices on cosmetic buying decisions for female students of FEBI IAIN Fattahul Muluk Papua. The type of research used is quantitative research and the type of data used is primary data obtained from distributing questionnaires usingscale likert. The sampling method is obtained by techniquenon probability sampling. With the number of respondents 70 female students of FEBI IAIN Fattahul Muluk Papua based on the specified criteria/characteristics. The data analysis method used in this study is multiple linear regression. The results of this study indicate that H_a accepted and H_O rejected. This means that there is a significant effect of halal product certification and prices both partially and simultaneously on the decision to purchase cosmetics for FEBI IAIN Fattahul Muluk Papuan students. This can be seen from the value of t_counthalal product certification variable is 3,550 > t_table 1996. And t value_countprice variable of 12,253 > t_table 1996. In addition, the calculation results of f_countof 179,139 > f_table3.13, halal product certification and prices simultaneously have a significant effect on cosmetic purchasing decisions for FEBI IAIN Fattaul Muluk Papuan studen

Economic Aspect in Halal Product Certtification

2023-10-31T14:04:43+00:00

Background: As a Muslim, food that is halal and good is very important, because it has religious values for food and drinks that are halal for consumption, so Muslim consumers certainly need to choose every product they consume, this can be seen from the presence of a halal label (sign) on the product .

Subjects and Methods: This is a literature review using the library's electronic database. Data obtained from various literature documentation. The objects of this research are documents, information media, and literature that discuss the economic aspects of halal product certification.

Results: The results of the analysis show that halal product certification provides benefits for consumers and business actors.By having halal certification, products can be easily accepted by the national and international community.

Conclusion: Halal product certification carried out by business actors will provide peace of mind, as well as benefits for consumersGet product guarantees of the best quality. Therefore, product halal certification must be carried out properly for business actors because it will also provide benefits for consumer confidence, increase market share, increase business competitiveness. It will also be easily accepted in the market for its products, both nationally and internationally so that it can increase economic value for the country and increase income for business actors.

Adoption of Digital Services by Muslim Communities in Central Java

2024-01-28T05:47:56+00:00

Adopting digital services is a logical consequence of welcoming the digital era, but in-depth studies on digital services still need to be completed. This quantitative research aims to determine the effect of relative advantage, compatibility, and complexity technology on adopting digital services in Muslim communities in Central Java. The sample of this study is the Muslim community and users of digital services in Central Java, selected by incidental sampling techniques. Multiple linear regression analysis tools were used with the help of SPSS software to test the effect of independent variables with dependents. The results prove that relative advantage, compatibility, and complexity significantly positively affect the adoption of services.

The Influence of Perceptions of Ease, Benefits and Security on Student Interest in Using BSI Mobile Services in Jambi Province

2024-01-27T08:47:51+00:00

The current development of information technology can change the behavior patterns of customers or consumers in carrying out various transaction activities in banking, where customers prioritize aspects of Ease, benefits and security. The purpose of this study was to determine the effect of perceived Ease, benefits and safety on students' interest in using BSI Mobile services in Jambi Province. This type of research uses quantitative methods. The population in this study amounted to 99 students. In this study using cluster random sampling technique, namely taking the population based on clusters of 3 objects from this study. Collecting data through the distribution of questionnaires, observation, interviews as well as documentation. The results of this study indicate that perceived Ease has a significant positive effect on the intention to use BSI Mobile services. Perceived benefits indicate that there is a significant positive effect on the intention to use BSI Mobile services. Perceptions of security indicate that there is a significant positive effect on interest in using BSI Mobile services. Perceived Ease, benefits and security together have a significant effect on the interest in using BSI Mobile services. This illustrates that the contribution of the independent variable to the dependent variable has an effect of 75.8% and the remaining 24.2% is influenced by other variables outside of this study. So it can be concluded that if the perceived Ease, benefits and safety variables increase, then the interest variable in using BSI Mobile services for students in Jambi Province will also increase.

Community Participation in Tourism Village Development and Its Impact on Local Community Economies

2023-10-31T02:21:30+00:00

This research was conducted to determine the form and level of participation of the Cisuru Village community in the development of the Curug Geulis Tourism Village, as well as its impact on the local community's economy. In this study, researchers used a descriptive-qualitative method. With regard to data collection, observation techniques, interviews, and documentation were used. Regarding the determination of informants, a purposive sampling technique was used, in which the criteria for informants were determined by the researcher, while the data analysis method used data reduction, data presentation, and drawing conclusions. The results of this study indicate that the form of participation provided by the Cisuru Village community in the development of the Curug Geulis Tourism Village is of three kinds, namely participation in the form of thought, participation in the form of labor, and participation in the form of thought and energy, while the level of participation of the Cisuru Village community in village development According to Arnstein's theory, tourism is still at the fifth level, namely placation which is categorized as pseudo participation (tokenism), which means that the community has not participated fully. Meanwhile, the participation of the Cisuru Village community in the development of the Curug Geulis Tourism Village, in general, has had an impact on the local community's economy, namely in the form of economic benefits through transactions that occur, the emergence of new business ideas around the tourist village area, increased village infrastructure development, and creation of jobs, both in trade and services.

The Role of Social Capital in the Development of Traditional Markets: An Islamic Economic Perspective

2023-10-31T02:31:18+00:00

This study aims to analyze the role of social capital on the development of traditional markets in the perspective of Islamic economics. This type of research uses field research with a qualitative approach. the informants of this research are 7 traders. Data collection techniques are done through observation, interviews and documentation. Data analysis techniques are carried out through 3 stages including data reduction, data presentation, and conclusion drawing. The results of this study indicate that social capital plays a role in the development of traditional markets which is shown through the implementation of 3 (three) indicators of social capital, including: First, adherence to norms by traders is said to be good, this is supported by the consistency of market administrators in enforcing existing regulations; Second, a good trader network is shown by harmonious relationships between traders and carrying out healthy trade transactions by applying healthy competition, Third, trust between traders is shown by carrying out healthy competition by sharing profits if the goods needed are not owned by other traders. While in the perspective of Islamic economics the role of social capital is measured through 4 (four) indicators, including: First, ummah wahidah is shown by the attitude and belief that the purpose of trading is to seek fortune which is one of worship; Second, Ukhuwah is shown by good relations between traders; Third, ta'awun is shown by the attitude of mutual assistance between traders if one trader does not have the goods needed by consumers then the trader who has the goods is willing to provide the goods with a profit-sharing agreement; Fourth, Ikhsan is shown by healthy competition between traders and taking turns waiting for merchandise when praying. Thus, through good social capital, traders are not just a collection of traders in the market but can become a social force consisting of the implementation of good norms, networks and trust between traders so that they can have an impact on the development of traditional markets.

The Effect of Capital Structure, Leverage, and Profitability on LQ45 Company Value Period 2020-2022

2023-10-31T14:31:32+00:00

Objectives: Company value is an investor's prediction of how big the chance of success of a company is. The value of the company can be seen from the high and low stock prices. This study aims to determine the effect of capital structure, leverage, and profitability on firm value in LQ45 companies for the 2020-2022 period. Methodology: This study uses a quantitative approach using secondary data. The analysis technique used in this study is multiple linear regression. The data test used is the normality test, heteroscedasticity autocorrelation, and hypothesis testing. Finding: The results of the study show that partially capital structure has an effect on firm value with a significance value of 0.000<0.05, leverage has no effect on firm value with a significance value of 0.347>0.05 and profitability has an effect on firm value with a significance value of 0.000<0.05. While simultaneously the capital structure, leverage, and profitability affect firm value with a significant value of 0.000 <0.05.

Development of a Tourism Village Based on Community Based Tourism (CBT) at Situ Tirta Marta Purbalingga from an Islamic Perspective

2024-01-29T09:19:24+00:00

The Situ Tirta Marta Tourism Village in Karangcegak Village is one of the tourism areas formed from the utilization of local local potential. As for its development, it applies community-based tourism (CBT) to increase tourist attraction. This study discusses how the CBT-based Situ Tirta Marta development strategy has been implemented as well as the economic perspective of Islamic development related to the development of the Situ Tirta Marta Tourism Village in Karangcegak Village, Kutasari District, Purbalingga Regency.

The research method used in this study is descriptive research with a qualitative approach. The subjects in this study were all stakeholders involved, including managers, tourism awareness groups, government, community and visitors to Situ Tirta Marta.

The results of this study concluded that the CBT-based Situ Tirta Marta Tourism Village development strategy that had been implemented was categorized into 3 aspects, namely destinations, marketing as well as institutions and human resources. All of these aspects support the development of Situ Tirta Marta in a better direction. Active support and participation from all stakeholders involved in the stages of tourism development in Karangcegak Village, especially Situ Tirta Marta. The development of tourism sustainability is in accordance with the Islamic development economy which makes humans the center of development and benefit and falah as parts that cannot be ignored. For this reason, the development of Situ Tirta Marta must be directed towards environmentally-friendly development.

The Influence of Promotion on the Purchase Decision of Mosque Dome (Case Study at PT. Anugerah Kubah Indonesia)

2024-01-08T07:38:51+00:00

Abstract

Promotional activities are activities that are very important for companies in order to introduce products. The ultimate goal is for consumers to purchase products. This article discusses the effect of promotion on purchasing decisions for mosque domes at PT. Indonesian Dome Award located in Purwokerto Village, Kec. Ngadiluwih Regency Kediri. To determine this effect, this article uses a descriptive quantitative research approach. The analysis used simple linear correlation and regression with the help of the SPSS 24 application. The sample used was 109 people. The results of data processing revealed that promotional activities at PT. The Indonesian Dome Award is classified as good with an attractive promotional method and media. The response to consumer purchasing decisions is good, meaning that consumers have compatibility between themselves and the aspects owned by PT. Indonesian Dome Award. This condition is reinforced by data processing which states that the influence of the promotion variable on the dome purchase decision is 25.3%.

Keyword: Promotion, purchase decision, mosque dome

The Distribution of Zakat in an Effort to Improve the Welfare of Mustahik

2024-02-01T09:21:56+00:00

The purpose of this research is to find out the BAZNAS program of Mukomuko Regency in the distribution of zakat funds for the welfare of mustahik ant to find out the improvement of mustahik welfare in Mukomuko Regency. This type of research is field study research. Data collection techniques using observation, interviews and documentation. Data analysis techniques with daya reduction, data presentation and Conclusion Drawin. Informants in the study amounted to 10 people. Based on the results of the study it was founds that BAZNAS Mukomuko has several programs including, Mukomuko Care, Mukomuko Religious, Mukomuko Healthy, Mukomuko Prosperous, Mukomuko Makmur, Mukomuko Smart. The improvement of mustahik welfare in Mukomuko city has not increased because there are still many mustahik who do not meet the mustahik welfare indicators.

Mediating Role of Socio-Religious Behavior to Changes in Selection of Imported Food Among Millennial Muslims

2024-01-31T15:48:14+00:00

The aim of this research is to reveal the influence of attitudes, subjective norms and perceived behavioral control on interest in purchasing imported food and beverage products labeled halal through religiosity as a moderating variable (Study of Generation Z, Bone Regency). The type of research used is explanatory research or explanatory research. The analysis technique used in this research is Partial Least Square (PLS) and the data is processed using SmartPLS software. This method is used as an alternative to variance-based SEM and has the advantage that this method can be estimated with a small number of samples. This research uses the help of SmartPLS software which was built with the aim of measuring variant-based structural equations. There are several steps that must be carried out in this method with the help of SmartPLS software. There are analysis stages using the Partial Least Square (PLS) method, namely: 1) Creating a model concept, 2) The specified algorithm analysis method, 3) The specified resampling method, 4) Drawing a path diagram, 5) Evaluating the model. The conclusions of this research: 1) Attitude has a positive and significant influence on interest in purchasing imported food and beverage products labeled halal; 2) Subjective norms have no effect on interest in purchasing imported food and beverage products labeled halal; 3) Perceived behavioral control has a positive and significant influence on interest in purchasing imported food and beverage products labeled halal; 4) Religiosity has a positive and significant influence on interest in purchasing imported food and beverage products labeled halal; 5) Religiosity does not moderate the influence of attitudes on intention to buy imported food and drinks labeled halal; 6) Religiosity does not moderate the influence of attitudes on intention to buy imported food and drinks labeled halal; 7) Religiosity does not moderate the influence of perceived behavioral control on interest in buying imported food and drinks labeled halal.

Keywords: Religious; Millennial Muslims; Socio-religious behavior; Imported food; Indonesia

The Role of Oil Palm Plantations in Improving the Economy of the People of Dusun Raja Village, North Bengkulu

2023-10-31T02:38:20+00:00

Initially, the people of Dusun Raja village in North Bengkulu mostly worked as rubber farmers. From the rubber income, the community experienced economic difficulties. This was due to the low price of rubber which caused the community's needs to be unmet. However, after the existence of this oil palm plantation there were many changes in the condition of the village, because the price of oil palm was higher than rubber. The purpose of the study was to determine the role of oil palm plantations in improving the economy of the village community of Dusun Raja as measured by the factors of employment, income, education, food and shelter needs and improvement of infrastructure and village facilities. The method used is a descriptive qualitative approach by collecting data through interviews and observation methods. The number of informants was 4 people consisting of 2 oil palm farmers, 1 village official, 1 oil palm farm laborer. The results of this study indicate that the existence of oil palm plantations has a role in improving the economy of the village community. With the existence of oil palm plantations can provide opportunities, create jobs, increase income, and increase public awareness of the meaning of education and increase village facilities and infrastructure. So that currently the plantation sector is an option to change the family economy, because the interest in the development of oil palm plantations is still high, so the government has an important role in improving the economy of the community around the village of Dusun Raja North Bengkulu.

Strategies for Strengthening the Competitive Advantage of Export Halal Food Products in Optimizing Expansion in the Global Market

2023-10-31T02:47:05+00:00

The global market has become an attractive target for manufacturers of imported halal food products to expand their reach and increase their market share. However, the challenges faced in entering and competing in a competitive global market cannot be ignored. This study was conducted to analyze and develop strategies that can strengthen the competitive advantage of exported halal food products in optimizing expansion in the global market. Through a literature review, factors affecting consumer demand and preferences for halal food products, as well as factors affecting the competitiveness of halal food products in the global market were investigated. Based on this analysis, strategies to strengthen competitive advantage are developed, including product quality improvement, innovation development, reliable halal certification, and effective marketing. By adopting these strategies, export halal food producers can gain a strong position in the global market and increase their market share.

Employee Loyalty Determinants at KSPPS BTM Pekalongan: Job Satisfaction as a Mediating Variable

2023-10-31T03:00:27+00:00

Many Sharia Microfinance Institutions in Indonesia have the form of KSPPS. Employee loyalty is very important in financial institutions of any kind. Employee loyalty in financial institutions is not only expected to be able to produce satisfactory performance but also to prevent fraud. This research aims to analyze the effect of HR competency and quality of work life on employee loyalty with job satisfaction as a mediating variable in KSPPS BTM Pekalongan employees. This research is field research with a quantitative approach. The population in this research amounted to 192 employees from the entire office network of KSPPS BTM Pekalongan. The sample in this research amounted to 130 employees determined based on the results of the calculation of the Slovin formula with a margin of error of 5%. Sampling in this research uses a proportional random sampling technique. The data collection technique in this research used a questionnaire with a Likert scale. The data analysis technique used in this research is path analysis. The results showed that HR competency and quality of work life have a significant effect on job satisfaction. HR competency, quality of work life, and job satisfaction have a significant effect on employee loyalty. Job satisfaction mediates the effect of HR competency and quality of work life on employee loyalty.

Development of Minggon Jatinan Culinary Tourism Based on Khas (Halal, Culinary, Safe, and Healthy)

2023-10-31T03:10:54+00:00

Batang Regency is one of the areas that has quite a large potential to be used as a tourist attraction. This is supported by the existence of several available tourist destinations such as the Sigandu Beach Area, religious tourism at the Ujung Negoro, and so on. In addition, there are culinary attractions that can attract tourists, namely the Minggon Jatinan market. Minggon Jatinan can be said to be a culinary tourism that is quite unique because the area provides various types of traditional food and drinks. Not only that, the payment mechanism that is applied at the Minggon Jatinan market does not use cash, but kreweng, which is different from most markets in general and makes it a distinctive feature. In line with the rise of the halal lifestyle trend, KNEKS issued a guideline for implementing the KHAS (Halal Culinary, Safe, Healthy) zone as a form of responding to the development of the Halal Lifestyle trend in Indonesia. Therefore, the application of the KHAS zone concept in the Minggon Jatinan market has the potential to develop culinary tourism and become an attraction for tourists, especially Muslim tourists. This type of research is Qualitative Research. Data collection was carried out by field research and reference studies to find methods for developing the Minggon Jatinan tourism area based on KHAS. Based on the research conducted, a KHAS-based Minggon Jatinan culinary tourism development strategy has been developed. In the process of developing KHAS-based Minggon Jatinan culinary tourism, several aspects need to be met, such as the halal certification of the products produced. In addition, the provision of facilities such as clean water and places of worship is also one of the supporting aspects of implementing the KHAS zone in the Minggon Jatinan area.

Analysis of the Green Banking Implementation Model on Banking Performance at Bank Syariah Indonesia

2023-10-31T03:17:09+00:00

The continuous increase in climate change has attracted global attention. Many countries in the world have made the necessary commitments to mitigate climate change. Then this attracts the attention of economic actors, especially for the banking sector, which is known as green banking. The concept of green banking is banking that emphasises the application of sustainability in financial distribution or operational activities. In this case it is the same as that the bank seeks to create environmentally friendly practices by reducing the carbon footprint of banking operations. This study aims to implement green banking practices at Bank Syariah Indonesia and its impact on banking performance.

This study uses a descriptive qualitative approach with a field research method through direct observation and interviews with the Branch Manager, Operational Staff, Teller and Micro Staff of Bank Syariah Indonesia. Indicators of green banking activities used in this study include Green Product, Green Operation, Green Customer and Green Policy.

The results of this study indicate that Bank Syariah Indonesia implements green banking practices based on research indicators, such as Green Product, Green Operation, Green Customer and Green Policy, of the four indicators Bank Syariah Indonesia has implemented all indicators well. This has a positive impact on the image and reputation of Bank Syariah Indonesia as a bank that cares about the environment and social responsibility. In addition, the existence of Operational Efficiency in banking has helped Bank Syariah Indonesia increase efficiency and reduce costs. The use of technology also speeds up the transaction process and services for customers and increases customer satisfaction

Improving Firm Value Through Environmental Performance and Reporting: It’s Effective?

2023-10-30T04:00:35+00:00

This study aims to determine the effect of corporate environmental responsibility on firm value with ICSR as a moderating variable. This type of research is quantitative research using Moderate Regression Analysis (MRA) as data analysis and using secondary data in the form of panel data. The samples used were 19 companies using the purposive sampling method and processed using the Eviews10 application tool. The results showed that partially the environmental accounting reporting and environmental cost variables had no effect on firm value, while environmental performance had a positive and significant effect on firm value. Then ICSR is able to moderate the effect of environmental costs on firm value, but is unable to moderate environmental accounting reporting and environmental costs on firm value.

Young Muslims' Consumer Ethnocentrism and World-Mindedness

2024-01-26T15:48:01+00:00

Consumers knowledge of the country of origin of a product is widely considered to be an important influence on their behavior in selecting products. However, sometimes the perspective of considering product selection is also influenced by consumer ethnocentrism. This study aims to find the effect of world-mindedness on consumer ethnocentrism. The survey method was used in this study by using a questionnaire to 268 Muslim youth respondents. Data were analyzed using the Rasch Model and Regression Analysis. The study shows that around 0.74% of the younger generation of Muslims think very broadly and 1.12% think very differently. There are 3.73% of respondents tend to have the most extreme ethnocentrism. This study also confirms that world-mindedness has a negative and significant effect on consumer ethnocentrism (p <0.05).

The Effect of Sustainability Report Disclosure on the Profitability of Energy Companies in Indonesia

2023-10-30T05:56:22+00:00

This study aims to confirm the effect of sustainability report disclosure on the profitability of energy companies in Indonesia. The data used in this study is secondary data with panel data type. The population and research sample are energy companies listed on the Indonesia Stock Exchange for consistently published sustainability reports and annual reports for the 2019-2021 period. totaling 15 companies for a period of 3 years. The analytical method used in this research is quantitative with panel data regression analysis. The results of the study show that economic and social performance has a non-significant positive effect on Return on Assets. Meanwhile, environmental performance has a significant negative effect on Return on Assets.

Implementation of Inner Syariah Digital Marketing Strategy Increasing Iwa-Qu Shop Turnover

2023-10-30T07:20:46+00:00

This research is motivated by advances in internet technology which are currently growing rapidly in society. Digital marketing strategies are an alternative way for business people to reach consumers very broadly and quickly in promoting their products via the internet and to increase sales volume. The purpose of this research is to know the syariah digital marketing strategy in increasing the turnover of the Iwa-Qu store. This study uses a descriptive qualitative approach with data collection methods through interviews, observation and documentation. Based on the results of the research and discussion, it can be concluded that implementing a syariah digital marketing strategy in increasing the turnover of Iwa-Qu stores, namely through whatsapp Business, Instagram, shoppe food and go food.

Analysis of Bank Health Level Using the RGEC Method at BCA Syariah

2023-10-30T06:06:22+00:00

In carrying out its duties as an intermediary institution, banks must be careful and pay attention to the risk aspects that can result from operational activities of fund management, because banks manage deposits of funds from the public. Therefore, banks are obliged to maintain and maintain the mandate of the community by managing funds carefully and paying attention to risk management which can affect the level of bank health. The purpose of this study is to determine the health level of BCA Syariah Bank from 2017 to 2021 based on the RGEC method which includes four components, namely Risk Profile (Risk Profile), GCG (Good Corporate Governance), Earning (Rentability), and Capital (Capital). This research method uses quantitative research methods with a descriptive approach. The type of data used in this study is secondary data obtained from the financial statements of BCA Syariah Bank for five consecutive years from 2017 to 2021. The results of this study indicate that the health level of Bank BCA Syariah from 2017 to 2021 as measured using the RGEC method through eight indicators (NPF, FDR, PDN, ROA, ROE, NI, BOPO, and CAR) received a Very Healthy predicate.

Exploration of Religious Tourism in Sunan Giri Gresik as a Halal Tourism Destination

2023-10-30T06:17:10+00:00

The development of world tourism now is Muslim-friendly tourism. The embodiment of religious tourism as Muslim-friendly religious tourism is a necessity. This research focuses on the exploration of Sunan Giri Gresik tourism services and facilities referring to nine indicators of Indonesian halal tourism and assessing the readiness of Gresik religious tourism as a halal tourism destination. The research method used is qualitative. Data collection techniques through field studies and documentation. Field studies were conducted through interviews and observations. Field studies were conducted through interviews and observations. The interview was conducted at the Head of the Gresik Regency Tourism and Culture Office, Chair of the Sunan Giri Mausoleum Foundation. Observations made include observing the availability of facilities and services around the Sunan Giri religious area referring to the nine indicators of halal tourism of the Indonesian Ministry of Tourism and Creative Economy. The results of the study show that Sunan Giri's religious tourism services and facilities meet the nine indicators of Indonesian halal tourism. Sunan Giri religious tourism is ready to be projected as a halal tourist destination based on the criteria of need to have, good to have, nice to have, namely the availability of the basic needs of Muslim-friendly tourists, able to provide a memorable experience for tourists, able to compete with other countries. In addition, it also has advantages in terms of facilities and infrastructure that are more complete, such as: souvenirs, management resources, service models, management standards, lodging and transportation availability.

Islamic Economic Thought of Nyai Hamdanah: Family Economy of a Great Woman with a Dignified Husband

2023-10-30T06:29:02+00:00

Nyai Hamdanah is one of the female figures who has an important role in the history of Islam in the archipelago. Nyai Hamdana’s thoughts related to the economic sector were implemented when accompanying two pious and allamah husbands in service and da’wah. The thought of Nyai Hamdanah that has been tested can be used as a reference to give birth and produce strong and characterful sons and daughters of the nation’s generation in understanding and applying Islamic economics. Muslimah actually do not just demand equal rights, but declare the function of women for one of the economic development of Islam. The potential of women as human resources can be seen in efforts to include women’s roles in the development process starting from upstream to downstream that is sustainable, humane, moderate, tolerant, balanced, straight as well as actions that prioritize efficiency. Excluding the role of women in the development process means a waste of resources and negatively affects the pace of growth and development on all fronts; religious, educational. Social. And also in this study, the field of economics. The role of women in economic matters concenns the role of tradition and transition.

Reinterpreting Modern Monetary Theory Through an Islamic Lens: Insights from Indonesia's Economic Thought

2023-10-30T06:37:31+00:00

Modern Monetary Theory (MMT) has gained attention, particularly following the crisis caused by COVID-19, which led every country to experience a significant decline in economic growth. This concept proposes the idea that a central bank can create money to finance real sector activities without having to borrow from specific parties, which is then believed to solve various economic problems. This theory has sparked various disagreements within conventional economics. Therefore, in countries that adopt dual economic systems, they certainly have their own perspectives when considering this monetary theory. This research utilizes library documentation or collected reading sources as data sources. The research findings suggest that the concept of MMT is not in conflict with Islamic Sharia, as the MMT concept aligns with the functions of money described by Al Ghazali and Ibn Khaldun. Hence, the MMT concept is not expected to lead to excessive inflation, as it conforms to the Islamic theory of the function of money, where money serves as a medium of exchange rather than a tradable commodity. With this concept, the quantity of goods in a country will be accompanied by the Money Supply. However, the application of economic theories like MMT must be adapted to the conditions and economic concepts of a given country. Despite MMT's compatibility with Islamic monetary concepts, Indonesia is not yet ready to fully implement MMT, which is why the predicted level of moral hazard risk is higher.

Cash Waqf Management in the Tabung Waqf Program Dompet Dhuafa and its Implications for Sustainable Development Goals

2023-10-30T06:49:00+00:00

The low level of public literacy and understanding of waqf, especially cash waqf and productive waqf which are currently developing, has resulted in the non-optimal utilization of the potential of waqf as an instrument to improve people's welfare. The purpose of this study is to analyze cash waqf management in the Dompet Dhuafa waqf savings program in accordance with the waqf core principle and its implications for sustainable development goals. The research method is a descriptive qualitative approach with library research. The results of this study indicate that the Dompet Dhuafa waqf savings program is in accordance with the waqf core principle, namely having a legal foundation, waqf supervision, good governance for nadzir, risk management, and in accordance with sharia governance which also has implications for sustainable development goals with the pillars of social development and economic development which has five objectives.

Correlation of Alms Infaq Zakat (ZIS) and Economic Growth on Poverty in West Java

2023-10-30T07:00:09+00:00

Society as a whole is affected by poverty, which is an important issue that needs to be addressed by the international community. Distributing zakat, regarding infaq, sedekah, and encouraging strong economic growth are some of the variables that can reduce poverty. To better understand how the Direct Cash Transfer Program (BLT) and economic growth can affect poverty in West Java from 2015 to 2022, this study will look at their impact individually and combined. The methodology of this article is based on a quantitative approach. The findings show that poverty is significantly affected by Zakat (ZIS) distribution, which accounts for 52% of the observed variance. In contrast, only 2% of the observed gap is due to the effect of economic growth on poverty. Together, ZIS and economic growth impact poverty by 11.9%.

Decisions for SMEs Adopt Financial Accounting Standards (SAK) for Micro and Small and Medium Entities

2023-10-31T14:08:49+00:00

To survive in an increasingly complex global environment, micro and small and medium enterprises have developed new strategies to adopt financial accounting standards, which are effective from 1 January 2018, expected to create flexibility in the implementation and ease of access to banking funding in small micro entities and medium. The research objective is to find out the factors that provide the impetus to adopt SAK EMKM in small and medium micro enterprises using multiple linear regression analysis, the results of the analysis show that the adoption of the latest financial standards is influenced by several factors including knowledge, interaction of individual factors and technical factors, and the age of MSMEs. MSMEs have the potential to use accounting standards in accordance with the age of MSEs.

Escalation of Zakat Infaq and Shadaqah Collection at Lazis Al-Irsyad Cilacap

2023-10-31T13:43:58+00:00

One proof of the success of an amil zakat, infak and shadaqah (ZIS) is the escalation of ZIS collection every year. The escalation of ZIS collection is usually determined by the potential or opportunities that exist in the field. LAZIS Al-Irsyad Cilacap has the opportunity and potential of ZIS around 5 billion annually. However, this potential can only be achieved by around 2 billion each year. This data shows that there are problems or obstacles in collecting ZIS at LAZIS Al-Irsyad Cilacap. This study aims to determine the opportunities and problems of ZIS collection at LAZIS Al-Irsyad Cilacap in order to escalate ZIS collection every year. The method used in this study is a qualitative approach with data collection techniques through in-depth interviews. The results of this study indicate that the opportunities and potentials of zakat at LAZIS Al-Irsyad are: 1) The numbers of teachers, lecturers, employees, student guardians and sympathizers who can be a source of zakat, infaq and shadaqah; 2) The number of school, mosque, campus activities that can be a place for socialization and promotion of LAZIS; 3) There is a suggestion from the foundation to distribute zakat, infaq and shadaqah to LAZIS; and 4) There is support from students in carrying out activities at LAZIS. While the obstacles are: 1) Collection of ZIS from teachers, lecturers, employees, student guardians and sympathizers has not been maximized because they chose to distribute it elsewhere; 2) Lack of socialization and coordination with school committees, unit chairman (kindergarten, elementary, junior high, high school and Al-Irsyad Cilacap University) and employees; 3) There is still a lack of promotion through social media; and 4) There is no direct instruction from the foundation to distribute zakat to LAZIS. The results of this study are expected to become recommendations for LAZIS Al-Irsyad and its partners to escalate ZIS collection in their environment.

Financial Literacy’s Effect on Student Investement Decision Making

2023-10-31T13:24:35+00:00

Due to a lack of information and the emotional aspect of decision making, many students still do not grasp how to invest effectively and correctly. Students may be drawn to investing by seductive forms of investment that provide significant returns in a relatively short period of time. The goal of this study was to evaluate and analyse the impact of financial literacy on student investment decisions. This research is a descriptive, associative, and comparative study with a quantitative approach in which data is collected, processed, presented, and analysed statistically and descriptively. The study was conducted on students who were not majoring in economics to determine financial literacy obtained during the study year. The survey was administered to individuals with financial literacy knowledge levels of Well literate, Sufficient literate, Less literate, and Not literate. In this study, the purposive sampling strategy was used. Based on the results of SPSS 25 computations, a significance value of 0.000 < 0.05 is known, showing that financial literacy effects student investment decision making.

The Influence of Sosial Media Marketing on Interest and Decision Consumer Purchase in Food and Beverage Business in Cilacap

2023-10-31T13:15:39+00:00

Business development in Cilacap experiences an increase every year, so that the competition between companies is getting tougher. In setting a strategy to face competition, namely by implementing online marketing through social media, with an increasing number of social media users. This study aims to find out social media marketing on consumer interest and purchasing decisions in food and beverage businesses in Cilacap. In this study the sample used was purposive sampling with a total of 60 respondents. Data collection was carried out using a questionnaire with a Likert measurement scale. The analysis technique uses SEMPLS. The results of the study show that the elements of social media marketing have a positive and significant effect on buying interest and purchasing decisions of consumers in food and beverage businesses in Cilacap.

Islamic Boarding School Economic Empowerment through Halal Industry Development in Kubu Raya Kalimantan Barat

2024-02-01T03:42:45+00:00

Islamic boarding school as one of the educational institutions in Indonesia has an important role in assisting the government in advancing the religious spirituality of the students. In addition, Islamic boarding school also play a role in community economic development, one of the Islamic boarding schools that contributes to the economy is the Muinul Islamic boarding school in Kubu Raya Kalimantan Barat. With the specifications of the halal honey kelulut industry. This research aims to describe 1) How is the halal management process for the kelulut honey industry in Islamic Boarding School? 2) What is the achievement of developing the kelulut honey industry business? 3) What are the supporting and inhibiting factors in the halal business of the kelulut honey industry? This type of research uses descriptive qualitative data collection through observation and in-depth interviews. The results of this research are 1) Halal management of the kelulut honey industry at Muinul Islamic boarding school is in accordance with halal standards set by the government. 2) The achievements of the kelulut honey industry business are a) There is a new business unit for kelulut honey farms, b) It already has business legality such as pirt permits, NIB and halal certification c) Learning media for students d) The proceeds from the sale of kelulut honey can be additional income for Islamic boarding schools 3) The supporting factors are internal (complete vegetation in Islamic boarding school environment, high entrepreneurial interest from Islamic boarding school managers and the existence of a marketing network) and external (support from government institutions and universities). The inhibiting factor is the weather in the rainy season and not increasing the amount of vegetation.

Keywords: Islamic Boarding School Economic Empowerment, Halal Industry Development

Human Resources and the Growth of Islamic Banks in the Disuptive Era

2023-10-31T13:06:42+00:00

Some of the human resources which working in the Islamic banks are threatened with being replaced by machines or digital banking system. One of its is that the position of teller serving cash deposit and withdrawal transactions has been replaced by an automated teller machine (ATM). This one of the impacts of the disruption era that occurred due to the implementation of the digital era 4.0. This study is porpose to analyze how the growth of the human resources number and profites obtained by Islamic banks in the disruption era. This study used a qualitative methode with a descriptive analysis approach. Primary data was obtained through in- depth interviews with various types of Islamic banks regarding constraints and strategies for increasing the growth of Islamic banks in the disruptive era. Secondary data was obtained through www.ojk.go.id in the menu of Islamic banking statistics, especially the number of workers and profits of Islamic banks in Indonesia during the disruption era. This research show the result that the growth in the number of Islamic bank human resources in the disruptive era experienced the most decline in July 2021 with a total of 6,769 people or 10.63%. However, the average growth in the number of Islamic bank human resources always increases by 54 people every year or 0.13%. Meanwhile, the profit growth for Islamic banks in Indonesia from 2020 to 2023 tends to decrease. The average profit growth of Islamic banks in the disruptive era experienced a decrease of 1.19% for each period. This research shows that Islamic banks are more focused on strategies in overcoming disruptive eras by making major changes from the technological aspect in the hope of reducing human resources. However, this resulted in an increase in operational costs of Islamic banks.

The Releveance of Sustainable Development Goals (SDGs) in Maqāṣid Al-Sharī'ah Dimensions

2023-10-31T12:57:34+00:00

RThe achievement of SDGs is an obligation for every country and applies to Muslimcountries, so the study of SDGs needs to be studied with the Maqāṣid al-Syar'ah approach.The purpose of this study is to analyze the relevance of sustainable development goals withthe maqashid sharia dimension. This study uses a qualitative method with an description analysis approach through a literature study. Sustainable Development Goals has relevance to the Maqāṣid al-Sharī'ah dimension. The first dimension of hifẓ al-dīn has relevance to the SDGs in the aspects of peace, justice, and strong institution and partnership for the goals.The hifẓ al-nafs dimension has relevance to the SDGs on aspects of good health and well-being; genderequality; clean waterand sanitation;affordable andclean energy;sustainablecities and communities; and climate action. Hifẓ al-aql dimension it has relevance to the SDGs in the aspects of quality education. While the hifẓ al-naṣl dimension has relevance tolife below water and life on land. The dimensions of hifẓ al-māl have relevance to the SDGsin the aspects of no poverty; zero hunger; decent work and economic growth; industry, innovation, and infrastructure; reduced inequalities; and responsible consumption and production. This research implies that Muslim countries in realizing the SDGs need toconsider theMaqāṣid al-Sharī'ah.

Online Based Marketing Strategy in Sharia Economic Perspective

2023-10-31T13:59:11+00:00

Background: Online marketing, in the perspective of Islamic economics, is the implementation of marketing strategies that adhere to Sharia principles in selling products or services through digital platforms. Online marketing, from the perspective of Islamic economics, is based on Islamic values, including ethics, justice, honesty, and business transparency.

Research Objective: To understand the application of Islamic economic principles in the context of online marketing and to provide an understanding of online marketing from the perspective of Islamic economics. Research Method: This study employs a literature review method using relevant theories and data related to the researched issues.

Research Findings: A profound understanding of the Islamic economic perspective can assist in developing online marketing strategies that align with Sharia principles. This may involve avoiding prohibited business practices, ensuring that offered products or services are halal and adjusting marketing communication to align with Islamic values.

Conclusion: From the perspective of Islamic economics, online marketing strategies emphasize that technology-related activities should be based on Sharia principles, including the prohibition of riba (interest), the prohibition of Maisir (gambling) practices in the online environment, the prohibition of producing or selling prohibited products, and efforts to avoid gharar (uncertainty)

The Influence of the User Interface and Social Media Marketing in Increasing Purchase Decission MSME Banyumas Tempeh Chips

2024-01-26T22:40:55+00:00

Banyumas Regency based on data from the Small and Medium Enterprises Cooperative Office of Central Java province as of 2023 has 8,549 registered MSMEs where around 40% of the total MSMEs are tempeh chip entrepreneurs. The tempe chip MSMEs are of course never separated from the various existing problems, namely the decline in sales of tempe chips which has an impact on decreasing monthly and even annual income, resulting in a decrease in operating profit. The purpose of this study was to examine the influence of user interface and social media marketing variables on purchasing decision variables. The sample used in this study was 97 respondents with a purposive sampling technique. Based on the results of research conducted using Smart PLS, it shows that user interface and social media marketing variables are have a positive effect toward purchasing decision variables. the ability of MSMEs to improve the quality of the user interface will increase consumer purchase decisions. The better the use of social media will increase consumer purchase decisions. The implication of this research is that the results of the research are able to become the resources for MSME tempeh chip in determining the right strategy to improve their purchase decision.

The Effectiveness of the Skills Training Program at BAZNAS Kebumen Regency to Realize the Economic Independence of Mustahik

2024-01-16T14:25:36+00:00

In Islam, there are several ways that can be done to alleviate someone from the poverty line, one of which is by utilizing zakat funds. The utilization of zakat is not only to meet consumptive needs, but needs to be empowered productively, meaning that zakat funds need to be developed so that they can be of long-term benefit to the recipients to realize economic independence. In creating an independent society, there are things that can be given, namely by forming a community business ethic, equipping competitive skills, conducting skills training to enrich resources, providing capital support through government programs, and mobilizing the community to be productive so that they can be financially independent. One of the important points in productive utilization of zakat is the process of managing empowerment programs by institutions that are carried out properly. The purpose of this study is to determine the effectiveness of the skills training program carried out by BAZNAS Kebumen Regency to realize the economic independence of mustahik. To answer the problem formulation in this study, the type of research used is field research with a qualitative descriptive approach. The data collection techniques used in this research are observation, interviews, and documentation. Based on the research results obtained, it shows that the skills training program carried out by BAZNAS Kebumen Regency to realize the independence of mustahik can be said to be quite effective. With this program, the mustahik can empower themselves. Furthermore, to further streamline the skills training program in empowering its mustahik, BAZNAS Kebumen Regency is expected to improve again in terms of mentoring or monitoring to mustahik as a whole, especially for mustahik who have received skills training. The limited number of amil in BAZNAS Kebumen Regency is suggested to be overcome by opening volunteers.

Development of Halal Tourism in Banyumas Regency in the Disruption Era (A Research Agenda)

2024-01-26T22:46:32+00:00

State of the Global Islamic Economy data for 2014-2015 indicates that halal-based business and research trends continue to show progress, including the halal tourism industry. The increase in the halal tourism industry is one of them triggered by the growth of the Muslim population worldwide which will become 2.2 billion in 2030. Currently, Indonesia is ranked 1 (one) in the world's halal tourism, however, Banyumas Regency, which incidentally has a lot of tourism potential and is in one of the leading provinces for halal tourism, the development of halal tourism has not yet sounded very vibrant. Based on these conditions, it is necessary to conduct in-depth research on how to develop Halal Tourism in Banyumas Regency in the Disruptive Era. This type of research is qualitative with data collection through Secondary Data Review, direct observation, Semi-Structured Interviewing and focus group discussions. The research analysis uses SWOT (strength-Weakness-Opportunity-Threat), External Factor Evaluation (EFE), External Factor Evaluation (IFE) and Internal-External Matrix (IE Matrix) analysis to determine the position of competitiveness. Analysis of qualitative analysis of strategy formulation also uses System Thinking dynamics so that a causal loop diagram (CLD) model and all its archetypes are formed.

The Effect of Realized Tax Revenue on Investment and Economic Growth

2024-02-09T05:58:19+00:00

Economic growth is a long-standing issue in the economy and is influenced by many factors. The aim of this research is to analyze the impact of realized tax revenues on investment and economic growth. The data used comes from the Central Statistics Agency (BPS). Tax revenues have a positive influence on economic growth, while tax revenues have a negative influence on investment. To increase economic growth in Indonesia, the government can take various steps, including maximizing national tax revenues as a source of development financing and controlling investment levels.

Keywords: Tax Revenue, Investment, Economic Growth

Muslim Decisions in Online Purchasing of Fashion Products Through the Marketplace: Analysis of The Influence of Ratings and Online Customer Reviews

2024-02-12T01:23:33+00:00

The rapid development of technology with the ease of internet access has changed people's shopping behaviour from offline to online on the marketplace. Shopee as a popular marketplace is proven by its first rank in the 2021 e-commerce competition. Shopee is known as the favourite marketplace in the fashion category. Fashion products themselves are the most sold products in 2020. The rise of online buying and selling transactions has penetrated into the world of pesantren which has an impact on lifestyle changes. As in the eL-Fira Modern Islamic Boarding School Purwokerto which has the largest number of students in the scope of pesantren in Banyumas and has experienced an increase in online product purchases. Purchasing decisions are influenced by several factors, namely ratings and online customer reviews. The purpose of this study is to test whether ratings and online customer reviews influence Muslim decisions in buying fashion products in the marketplace. This research is research using a quantitative approach. The type of data used in this study is primary data derived from questionnaires. The number of samples of this study were 120 respondents who were students of the eL-Fira Modern Islamic Boarding School Purwokerto. Data processing techniques using multiple linear regression analysis with SPSS 25 application tools. The results of this study indicate that ratings have a positive effect on purchasing decisions. Online customer reviews have a positive effect on purchasing decisions. Then, ratings and online customer reviews simultaneously have a positive effect on purchasing decisions

The Influence of Labor Absorption on the Level of Economic Growth in Purwakarta Regency for the 2010 – 2020 Period

2024-02-12T01:48:48+00:00

In Purwakarta Regency, employment is still fluctuating although it tends to increase. This can have an impact on the level of economic growth in Purwakarta Regency. The rate of economic growth in Purwakarta Regency fluctuates, although it tends to decrease every year. Therefore, this study aims to determine the correlational relationship between labor absorption variables and economic growth variables for 10 periods. The theory used for the labor absorption variable is Zamrowi's theory. while the theory used for economic growth variables is the theory of the Central Bureau of Statistics. This research uses a quantitative approach with secondary data in the 2010-2020 observation period. The data used comes from BPS, Bappelitbangda and Manpower and Transmigration Office. The data analysis technique in this study is statistical analysis. The test performed is a simple linear regression test. In data processing, data testing is done with the help of SPSS software. The test results show that employment has a significant effect on the level of economic growth in Purwakarta Regency. This shows that employment can increase economic growth rates. When employment increases, economic growth will increase. Thus, increasing economic growth can be done through expanding employment opportunities so that employment can increase