Proceeding of International Conference on Islamic Economics, Islamic Banking, Zakah and Waqf
Proceeding of International Conference on Islamic Economics, Islamic Banking, Zakah and Waqf (IEIBZAWA) is a biennial conference organized by the Faculty of Islamic Economics and Business at the State Islamic University Prof. K.H. Saifuddin Zuhri (UIN SAIZU) Purwokerto, Indonesia. The conference is a response to the growing thoughts and sustainable development of the Islamic economic and financial systems in Indonesia and various countries. Recently, there has been a new trend in the halal industry and the development of zakah and waqf. Progressive and integrative ideas are needed from various sectors in order to create a common understanding in the development of Islamic systems and finance amidst the ongoing challenges.
Faculty of Islamic Economics and Business
The Context of Social and Politics on Being a Center of Islamic Finance in Europe (Evidence from the United Kingdom)
This paper aims to describe qualitatively based on texts, documents, or literature that describes the development of Islamic banking in England. The study of Britain is always interesting to discuss because it is a secular country in the Western European region, where socially and politically, many people are anti-Islamic. But in a very long history, there is much evidence to show that many factors of Islam are closely related to England. The analysis uses the historical approach, and it was found that the rapid development of Islamic banks in the UK reached a total asset of 0.3% of the global Islamic banking market. It was due to the British Government's political support, which was severe in issuing non-discriminatory regulations. However, one cannot forget that historically, the social context of Islam had had a long history in England since the 16th century, when the British Empire, especially in the era of Queen Elizabeth, had contact with the Islamic world and became the forerunner of Islam entering British soil until now. Thus, the context of the British social and political order did indeed play a role in facilitating the growth of Islamic banking in England.
Politics; Social; Islamic Banking; Europe; England
Copyright (c) 2023 Ahmad Dahlan https://creativecommons.org/licenses/by/4.0
The Influence of Labor Absorption on the Level of Economic Growth in Purwakarta Regency for the 2010 – 2020 Period
In Purwakarta Regency, employment is still fluctuating although it tends to increase. This can have an impact on the level of economic growth in Purwakarta Regency. The rate of economic growth in Purwakarta Regency fluctuates, although it tends to decrease every year. Therefore, this study aims to determine the correlational relationship between labor absorption variables and economic growth variables for 10 periods. The theory used for the labor absorption variable is Zamrowi's theory. while the theory used for economic growth variables is the theory of the Central Bureau of Statistics. This research uses a quantitative approach with secondary data in the 2010-2020 observation period. The data used comes from BPS, Bappelitbangda and Manpower and Transmigration Office. The data analysis technique in this study is statistical analysis. The test performed is a simple linear regression test. In data processing, data testing is done with the help of SPSS software. The test results show that employment has a significant effect on the level of economic growth in Purwakarta Regency. This shows that employment can increase economic growth rates. When employment increases, economic growth will increase. Thus, increasing economic growth can be done through expanding employment opportunities so that employment can increase
Copyright (c) 2023 Erika Yustitia, Arief Mulyawan Thoriq, Hamdan Ardiansyah https://creativecommons.org/licenses/by/4.0
Muslim Decisions in Online Purchasing of Fashion Products Through the Marketplace: Analysis of The Influence of Ratings and Online Customer Reviews
The rapid development of technology with the ease of internet access has changed people's shopping behaviour from offline to online on the marketplace. Shopee as a popular marketplace is proven by its first rank in the 2021 e-commerce competition. Shopee is known as the favourite marketplace in the fashion category. Fashion products themselves are the most sold products in 2020. The rise of online buying and selling transactions has penetrated into the world of pesantren which has an impact on lifestyle changes. As in the eL-Fira Modern Islamic Boarding School Purwokerto which has the largest number of students in the scope of pesantren in Banyumas and has experienced an increase in online product purchases. Purchasing decisions are influenced by several factors, namely ratings and online customer reviews. The purpose of this study is to test whether ratings and online customer reviews influence Muslim decisions in buying fashion products in the marketplace. This research is research using a quantitative approach. The type of data used in this study is primary data derived from questionnaires. The number of samples of this study were 120 respondents who were students of the eL-Fira Modern Islamic Boarding School Purwokerto. Data processing techniques using multiple linear regression analysis with SPSS 25 application tools. The results of this study indicate that ratings have a positive effect on purchasing decisions. Online customer reviews have a positive effect on purchasing decisions. Then, ratings and online customer reviews simultaneously have a positive effect on purchasing decisions
rating; online customer review; purchase decision
Copyright (c) 2023 Friska Ayu Ningrum, Mahardhika Cipta Raharja, Naerul Edwin Kiky Aprianto, Muhammad Sirajuddin Qahtan Hamdan https://creativecommons.org/licenses/by/4.0
The Effect of Realized Tax Revenue on Investment and Economic Growth
Economic growth is a long-standing issue in the economy and is influenced by many factors. The aim of this research is to analyze the impact of realized tax revenues on investment and economic growth. The data used comes from the Central Statistics Agency (BPS). Tax revenues have a positive influence on economic growth, while tax revenues have a negative influence on investment. To increase economic growth in Indonesia, the government can take various steps, including maximizing national tax revenues as a source of development financing and controlling investment levels. Keywords: Tax Revenue, Investment, Economic Growth
Tax Revenue, Investment, Economic Growth
Copyright (c) 2023 A. Ika Fahrika, A. Patimbangi, Hasniar https://creativecommons.org/licenses/by/4.0
The Distribution of Zakat in an Effort to Improve the Welfare of Mustahik
The purpose of this research is to find out the BAZNAS program of Mukomuko Regency in the distribution of zakat funds for the welfare of mustahik ant to find out the improvement of mustahik welfare in Mukomuko Regency. This type of research is field study research. Data collection techniques using observation, interviews and documentation. Data analysis techniques with daya reduction, data presentation and Conclusion Drawin. Informants in the study amounted to 10 people. Based on the results of the study it was founds that BAZNAS Mukomuko has several programs including, Mukomuko Care, Mukomuko Religious, Mukomuko Healthy, Mukomuko Prosperous, Mukomuko Makmur, Mukomuko Smart. The improvement of mustahik welfare in Mukomuko city has not increased because there are still many mustahik who do not meet the mustahik welfare indicators.
Distribution of Zakat; Walfere; Mustahik
Copyright (c) 2023 Novian Putra Muhdila, Napiatun Mahmudah, Desi Isnaini, Herlina Yustati https://creativecommons.org/licenses/by/4.0
Islamic Boarding School Economic Empowerment through Halal Industry Development in Kubu Raya Kalimantan Barat
Islamic boarding school as one of the educational institutions in Indonesia has an important role in assisting the government in advancing the religious spirituality of the students. In addition, Islamic boarding school also play a role in community economic development, one of the Islamic boarding schools that contributes to the economy is the Muinul Islamic boarding school in Kubu Raya Kalimantan Barat. With the specifications of the halal honey kelulut industry. This research aims to describe 1) How is the halal management process for the kelulut honey industry in Islamic Boarding School? 2) What is the achievement of developing the kelulut honey industry business? 3) What are the supporting and inhibiting factors in the halal business of the kelulut honey industry? This type of research uses descriptive qualitative data collection through observation and in-depth interviews. The results of this research are 1) Halal management of the kelulut honey industry at Muinul Islamic boarding school is in accordance with halal standards set by the government. 2) The achievements of the kelulut honey industry business are a) There is a new business unit for kelulut honey farms, b) It already has business legality such as pirt permits, NIB and halal certification c) Learning media for students d) The proceeds from the sale of kelulut honey can be additional income for Islamic boarding schools 3) The supporting factors are internal (complete vegetation in Islamic boarding school environment, high entrepreneurial interest from Islamic boarding school managers and the existence of a marketing network) and external (support from government institutions and universities). The inhibiting factor is the weather in the rainy season and not increasing the amount of vegetation. Keywords: Islamic Boarding School Economic Empowerment, Halal Industry Development
Islamic Boarding School Economic Empowerment, Halal Industry Development
Copyright (c) 2023 Ari Widiati, Samsul Hidayat https://creativecommons.org/licenses/by/4.0
Mediating Role of Socio-Religious Behavior to Changes in Selection of Imported Food Among Millennial Muslims
The aim of this research is to reveal the influence of attitudes, subjective norms and perceived behavioral control on interest in purchasing imported food and beverage products labeled halal through religiosity as a moderating variable (Study of Generation Z, Bone Regency). The type of research used is explanatory research or explanatory research. The analysis technique used in this research is Partial Least Square (PLS) and the data is processed using SmartPLS software. This method is used as an alternative to variance-based SEM and has the advantage that this method can be estimated with a small number of samples. This research uses the help of SmartPLS software which was built with the aim of measuring variant-based structural equations. There are several steps that must be carried out in this method with the help of SmartPLS software. There are analysis stages using the Partial Least Square (PLS) method, namely: 1) Creating a model concept, 2) The specified algorithm analysis method, 3) The specified resampling method, 4) Drawing a path diagram, 5) Evaluating the model. The conclusions of this research: 1) Attitude has a positive and significant influence on interest in purchasing imported food and beverage products labeled halal; 2) Subjective norms have no effect on interest in purchasing imported food and beverage products labeled halal; 3) Perceived behavioral control has a positive and significant influence on interest in purchasing imported food and beverage products labeled halal; 4) Religiosity has a positive and significant influence on interest in purchasing imported food and beverage products labeled halal; 5) Religiosity does not moderate the influence of attitudes on intention to buy imported food and drinks labeled halal; 6) Religiosity does not moderate the influence of attitudes on intention to buy imported food and drinks labeled halal; 7) Religiosity does not moderate the influence of perceived behavioral control on interest in buying imported food and drinks labeled halal. Keywords: Religious; Millennial Muslims; Socio-religious behavior; Imported food; Indonesia
Religious; Millennial Muslims; Socio-religious behavior; Imported food; Indonesia
Copyright (c) 2023 Andi Wahda, Sitti Nikmah Marzuki, Jumarni https://creativecommons.org/licenses/by/4.0
Development of a Tourism Village Based on Community Based Tourism (CBT) at Situ Tirta Marta Purbalingga from an Islamic Perspective
The Situ Tirta Marta Tourism Village in Karangcegak Village is one of the tourism areas formed from the utilization of local local potential. As for its development, it applies community-based tourism (CBT) to increase tourist attraction. This study discusses how the CBT-based Situ Tirta Marta development strategy has been implemented as well as the economic perspective of Islamic development related to the development of the Situ Tirta Marta Tourism Village in Karangcegak Village, Kutasari District, Purbalingga Regency. The research method used in this study is descriptive research with a qualitative approach. The subjects in this study were all stakeholders involved, including managers, tourism awareness groups, government, community and visitors to Situ Tirta Marta. The results of this study concluded that the CBT-based Situ Tirta Marta Tourism Village development strategy that had been implemented was categorized into 3 aspects, namely destinations, marketing as well as institutions and human resources. All of these aspects support the development of Situ Tirta Marta in a better direction. Active support and participation from all stakeholders involved in the stages of tourism development in Karangcegak Village, especially Situ Tirta Marta. The development of tourism sustainability is in accordance with the Islamic development economy which makes humans the center of development and benefit and falah as parts that cannot be ignored. For this reason, the development of Situ Tirta Marta must be directed towards environmentally-friendly development.
community based tourism, tourism village, tourism strategy
Copyright (c) 2023 https://creativecommons.org/licenses/by/4.0
Adoption of Digital Services by Muslim Communities in Central Java
Adopting digital services is a logical consequence of welcoming the digital era, but in-depth studies on digital services still need to be completed. This quantitative research aims to determine the effect of relative advantage, compatibility, and complexity technology on adopting digital services in Muslim communities in Central Java. The sample of this study is the Muslim community and users of digital services in Central Java, selected by incidental sampling techniques. Multiple linear regression analysis tools were used with the help of SPSS software to test the effect of independent variables with dependents. The results prove that relative advantage, compatibility, and complexity significantly positively affect the adoption of services.
relative advantage, compatibility, complexity, adoption of digital services
The Influence of Perceptions of Ease, Benefits and Security on Student Interest in Using BSI Mobile Services in Jambi Province
The current development of information technology can change the behavior patterns of customers or consumers in carrying out various transaction activities in banking, where customers prioritize aspects of Ease, benefits and security. The purpose of this study was to determine the effect of perceived Ease, benefits and safety on students' interest in using BSI Mobile services in Jambi Province. This type of research uses quantitative methods. The population in this study amounted to 99 students. In this study using cluster random sampling technique, namely taking the population based on clusters of 3 objects from this study. Collecting data through the distribution of questionnaires, observation, interviews as well as documentation. The results of this study indicate that perceived Ease has a significant positive effect on the intention to use BSI Mobile services. Perceived benefits indicate that there is a significant positive effect on the intention to use BSI Mobile services. Perceptions of security indicate that there is a significant positive effect on interest in using BSI Mobile services. Perceived Ease, benefits and security together have a significant effect on the interest in using BSI Mobile services. This illustrates that the contribution of the independent variable to the dependent variable has an effect of 75.8% and the remaining 24.2% is influenced by other variables outside of this study. So it can be concluded that if the perceived Ease, benefits and safety variables increase, then the interest variable in using BSI Mobile services for students in Jambi Province will also increase.
Perceived Ease, Benefits, Security, Interest in Using Introduction
Copyright (c) 2023 Proceeding of International Conference on Islamic Economics, Islamic Banking, Zakah and Waqf https://creativecommons.org/licenses/by/4.0
Development of Halal Tourism in Banyumas Regency in the Disruption Era (A Research Agenda)
State of the Global Islamic Economy data for 2014-2015 indicates that halal-based business and research trends continue to show progress, including the halal tourism industry. The increase in the halal tourism industry is one of them triggered by the growth of the Muslim population worldwide which will become 2.2 billion in 2030. Currently, Indonesia is ranked 1 (one) in the world&#39;s halal tourism, however, Banyumas Regency, which incidentally has a lot of tourism potential and is in one of the leading provinces for halal tourism, the development of halal tourism has not yet sounded very vibrant. Based on these conditions, it is necessary to conduct in-depth research on how to develop Halal Tourism in Banyumas Regency in the Disruptive Era. This type of research is qualitative with data collection through Secondary Data Review, direct observation, Semi-Structured Interviewing and focus group discussions. The research analysis uses SWOT (strength-Weakness-Opportunity-Threat), External Factor Evaluation (EFE), External Factor Evaluation (IFE) and Internal-External Matrix (IE Matrix) analysis to determine the position of competitiveness. Analysis of qualitative analysis of strategy formulation also uses System Thinking dynamics so that a causal loop diagram (CLD) model and all its archetypes are formed.
Halal Tourism, Disruption, Islamic Economy, SWOT, Causal Loop Diagram, Archetype
Copyright (c) 2023 Sutarmin, Eri Nanda Dewi Purwanti, Kharisma Nurmeilinda https://creativecommons.org/licenses/by/4.0
The Influence of the User Interface and Social Media Marketing in Increasing Purchase Decission MSME Banyumas Tempeh Chips
Banyumas Regency based on data from the Small and Medium Enterprises Cooperative Office of Central Java province as of 2023 has 8,549 registered MSMEs where around 40% of the total MSMEs are tempeh chip entrepreneurs. The tempe chip MSMEs are of course never separated from the various existing problems, namely the decline in sales of tempe chips which has an impact on decreasing monthly and even annual income, resulting in a decrease in operating profit. The purpose of this study was to examine the influence of user interface and social media marketing variables on purchasing decision variables. The sample used in this study was 97 respondents with a purposive sampling technique. Based on the results of research conducted using Smart PLS, it shows that user interface and social media marketing variables are have a positive effect toward purchasing decision variables. the ability of MSMEs to improve the quality of the user interface will increase consumer purchase decisions. The better the use of social media will increase consumer purchase decisions. The implication of this research is that the results of the research are able to become the resources for MSME tempeh chip in determining the right strategy to improve their purchase decision.
User Interface, Social Media Marketing, Purchase Decission
Copyright (c) 2023 Sarah Dien Hawa, Cintya Azmi, Mia Anjani https://creativecommons.org/licenses/by/4.0
The Influence of Halal Product Certification and Price on Cosmetic Purchasing Decisions in Student FEBI IAIN Fattahul Muluk Papua
The main problem in this study is that there are still many cosmetic products that have not been halal certified and the purchasing power of female students for cosmetic products is quite high, in other words can halal certification have a significant influence on cosmetic purchasing decisions for female students of FEBI IAIN Fattahul Muluk Papua. This study aims to determine the effect of halal product certification and prices on cosmetic buying decisions for female students of FEBI IAIN Fattahul Muluk Papua. The type of research used is quantitative research and the type of data used is primary data obtained from distributing questionnaires usingscale likert. The sampling method is obtained by techniquenon probability sampling. With the number of respondents 70 female students of FEBI IAIN Fattahul Muluk Papua based on the specified criteria/characteristics. The data analysis method used in this study is multiple linear regression. The results of this study indicate that Ha accepted and HO rejected. This means that there is a significant effect of halal product certification and prices both partially and simultaneously on the decision to purchase cosmetics for FEBI IAIN Fattahul Muluk Papuan students. This can be seen from the value of tcounthalal product certification variable is 3,550 > ttable 1996. And t valuecountprice variable of 12,253 > ttable 1996. In addition, the calculation results of fcountof 179,139 > ftable3.13, halal product certification and prices simultaneously have a significant effect on cosmetic purchasing decisions for FEBI IAIN Fattaul Muluk Papuan studen
Cosmetics, Halal Product Certification, Prices, Purchasing Decisions
Young Muslims' Consumer Ethnocentrism and World-Mindedness
Consumers knowledge of the country of origin of a product is widely considered to be an important influence on their behavior in selecting products. However, sometimes the perspective of considering product selection is also influenced by consumer ethnocentrism. This study aims to find the effect of world-mindedness on consumer ethnocentrism. The survey method was used in this study by using a questionnaire to 268 Muslim youth respondents. Data were analyzed using the Rasch Model and Regression Analysis. The study shows that around 0.74% of the younger generation of Muslims think very broadly and 1.12% think very differently. There are 3.73% of respondents tend to have the most extreme ethnocentrism. This study also confirms that world-mindedness has a negative and significant effect on consumer ethnocentrism (p &lt;0.05).
Young Muslims' Consumer: Ethnocentrism; World-Mindedness
Copyright (c) 2023 Budi Sudrajat, Wahyu Hidayat, Putri Yana Deswita Salwa, Muhammad Syarif Nasution https://creativecommons.org/licenses/by/4.0
Islamic Entrepreneurial Marketing Orientation Among Islamic University Students
Indonesia plans to be the number one global halal hub that need support of massive Islamic entrepreneurial marketing capabilities. This study aims to assess Islamic entrepreneurial marketing orientation among university students. The sample used was students of the Faculty of Economics and Islamic Business UIN Prof. K.H. Saifuddin Zuhri Purwokerto who had participated in a business internship program (PMBM). Data were collected using questionnaire instruments and analyzed using Confirmatory Factor Analysis technique. The results revealed that Islamic entrepreneurial marketing orientation proved to be a multidimensional construct consisting of factors such as: Activeness, Opportunity orientation, Risk orientation, Innovation orientation, Customer orientation, Value orientation, Committed and Shari'ah conformance. The results showed that the dimensions of Islamic entrepreneurial marketing orientation of respondents were generally quite good. This can be seen from the percentages that are above the 70% criterion). As for the dimensions that are still low are proactiveness (64%) and risk orientation (59%). This study provides novelty by finding that the implementation of sharia conformance is proven to be important in building Islamic entrepreneurial marketing orientation among Islamic students in Islamic university. However, other factors need to be emphasized more in the development of the programme since the results show that other factors are stronger in forming the students orientation in Islamic entrepreneurial marketing. Future research can be conducted by developing similar research on Islamic students in other region and in privat university.
Islamic entrepreneurial marketing; Business internship programme; sharia conformance orientation; College students
Application of Pamsimas for Village Communities in the Perspective of Maqashid Sharia
Water and sanitation are important infrastructure sectors to improve public health. The problem of the availability of clean water and the decrease in the degree of the environmental health of people in rural areas is serious, so the Pamsimas program is needed. The method used in this research is descriptive qualitative with the interview, observation, and documentation techniques as a data collection tool. This study also used sharia maqashid analysis. It can be concluded that applying for the Pamsimas program in Baleraksa Village is in accordance with maqashid sharia. This can be seen in terms of providing social and home connections, changes in clean and healthy living behavior, quality water sources, installation of healthy latrines, harmonious understanding in protecting and conserving existing raw water, not exploiting water sources excessively, its management also contributes to the village government and the community. In addition, its management is building waterways and other impacts on improving the economy, social and environmental sustainability
Pamsimas; Village Communities; Maqashid Sharia
The Effectiveness of the Skills Training Program at BAZNAS Kebumen Regency to Realize the Economic Independence of Mustahik
In Islam, there are several ways that can be done to alleviate someone from the poverty line, one of which is by utilizing zakat funds. The utilization of zakat is not only to meet consumptive needs, but needs to be empowered productively, meaning that zakat funds need to be developed so that they can be of long-term benefit to the recipients to realize economic independence. In creating an independent society, there are things that can be given, namely by forming a community business ethic, equipping competitive skills, conducting skills training to enrich resources, providing capital support through government programs, and mobilizing the community to be productive so that they can be financially independent. One of the important points in productive utilization of zakat is the process of managing empowerment programs by institutions that are carried out properly. The purpose of this study is to determine the effectiveness of the skills training program carried out by BAZNAS Kebumen Regency to realize the economic independence of mustahik. To answer the problem formulation in this study, the type of research used is field research with a qualitative descriptive approach. The data collection techniques used in this research are observation, interviews, and documentation. Based on the research results obtained, it shows that the skills training program carried out by BAZNAS Kebumen Regency to realize the independence of mustahik can be said to be quite effective. With this program, the mustahik can empower themselves. Furthermore, to further streamline the skills training program in empowering its mustahik, BAZNAS Kebumen Regency is expected to improve again in terms of mentoring or monitoring to mustahik as a whole, especially for mustahik who have received skills training. The limited number of amil in BAZNAS Kebumen Regency is suggested to be overcome by opening volunteers.
effectiveness, skills training, economic independence, mustahik
Copyright (c) 2023 Siti Ngaqidatul Qomariyah, Dewi Laela Hilyatin https://creativecommons.org/licenses/by/4.0
تحليل المعاملات المالية الشرعية في إندونيسيا منظور في تفسير سورة البقرة الآية٢٨٢
المعامله هي جزء من التعاليم الإسلامية التي تنظم المعاملات بين البشر التي تنطوي على المواد المادية وغيرها من البنود المتعلقة بالملكية مثل حقوق الملكية الفكرية والملكية. ينص عقد أو مبدأ المعاملة الإسلامية أو المعاملة على الشريعة الإسلامية بشأن إجراءات نقل الملكية ولكل منطقة وضعها الفريد وممارستها الخاصة بالمعاملة. تستخدم ظاهرة المعاملات المالية في إندونيسيا مخططين، هما النظام التقليدي والشريعة. هذا البحث عبارة عن بحث مكتبة يستخدم مواد المكتبة كمصدر رئيسي للبيانات، والمراجع الرئيسية في هذا البحث هي عدة وثائق تنظيمية في إندونيسيا وتفسير القرآن الآية ٢٨٨. تظهر نتائج الدراسة أنه بناءً على لوائح المستندات الحالية في إندونيسيا فيما يتعلق بالمعاملات غير النقدية التي يجب تسجيلها وتقديم شاهدين. هذا وثيق الصلة بالأنظمة الخاصة بالمعاملات المالية المتوافقة مع الشريعة الإسلامية في إندونيسيا، قانون الاساسي, ولوائح بنك إندونيسيا, وفتوى المجلس الشرعي الوطني. مجلس العلماء الإندونيسي, ولوائح سلطة الاستحقاق المالية. التي تفيد بأن هناك التزامًا بتسجيل كل معاملة، لا سيما تلك التي ليست نقدية بطبيعتها وأن هناك شهود موثوق بهم. ومع ذلك. فإن نموذج طلب تفسيرالآية ٢٨٢ بشأن المعاملات المصرفية في إندونيسيا فيما يتعلق بوجود شاهدين في معاملة ما، يتم استبداله بطريقة أخرى لها نفس الوجود.
الكلمة الرئيسية : المعامالت المالية الشريعة، تفسير، سورة البقرة اآلية ٢٨٢
The Influence of Promotion on the Purchase Decision of Mosque Dome (Case Study at PT. Anugerah Kubah Indonesia)
Abstract Promotional activities are activities that are very important for companies in order to introduce products. The ultimate goal is for consumers to purchase products. This article discusses the effect of promotion on purchasing decisions for mosque domes at PT. Indonesian Dome Award located in Purwokerto Village, Kec. Ngadiluwih Regency Kediri. To determine this effect, this article uses a descriptive quantitative research approach. The analysis used simple linear correlation and regression with the help of the SPSS 24 application. The sample used was 109 people. The results of data processing revealed that promotional activities at PT. The Indonesian Dome Award is classified as good with an attractive promotional method and media. The response to consumer purchasing decisions is good, meaning that consumers have compatibility between themselves and the aspects owned by PT. Indonesian Dome Award. This condition is reinforced by data processing which states that the influence of the promotion variable on the dome purchase decision is 25.3%. Keyword: Promotion, purchase decision, mosque dome
Copyright (c) 2023 Ning Purnama Ning Purnama, Choiril Anam, M. Zainuddin, Annisa Aulia Azizah, Sal Sabilah, Islahhudin Alyaubi https://creativecommons.org/licenses/by/4.0
Palm Payment System: Islamic Finance Perspective
Cashless payments have become an increasingly popular trend in recent years. Cashless payment methods can include the use of credit/debit cards, mobile banking apps, digital wallets, payments via smartphones, or even biometric technologies such as fingerprint scanners or facial recognition. Palm Payment System incorporates fingerprint biometrics in the palm of the hand to facilitate payments, making it safer and more reliable as long as we have a balance, internet network and hands. Descriptive qualitative research methods are research approaches used to describe certain phenomena or events by understanding and describing in depth the characteristics, context, and complexity of the phenomenon. The use of Palm Payment System is in accordance with Islamic finance principles that uphold transparency, honesty, and fairness in business. However, it needs to be improved in supporting infrastructure, the level of community adoption and adaptation. Security and privacy should not be leaked. Accessibility for people with physical disabilities who cannot use palm payment. Minimize technical obstacles due to environmental factors such as extreme temperatures or poor light because it can affect authentication. The latter is affordable in implementation
Biometrics; Palm Payment System; Islamic Finance
Implementation of Sustainable Waste Management with the Zero Waste Concept Towards a Banyumas Eco-City
Sustainable waste management is an important aspect of building an environmentally friendly city. Banyumas, a district in Central Java, Indonesia, has taken steps to implement sustainable waste management towards Banyumas Eco City by implementing the zero waste concept. The Zero Waste concept is not just about recycling but rather a completely transformed resource and waste management system. The aim of this research is to analyze and evaluate the implementation of sustainable waste management in Banyumas, as well as its impact on the environment and local communities. This research methodology uses a qualitative approach. The results of this research show that Banyumas has implemented various strategies for sustainable waste management. One of the steps taken is public education and awareness about the importance of good waste management. Programs such as distributing rubbish bins, campaigns to reduce the use of single-use plastics, and training on organic waste processing have been carried out by local governments and environmental institutions. Apart from that, Banyumas has also developed adequate infrastructure for waste management. This includes the construction of a modern final disposal site (TPA) with adequate sanitation, as well as waste sorting and recycling facilities. Implementation of environmentally friendly technology, such as the use of renewable energy in waste processing, has also been carried out. The impact of implementing sustainable waste management in Banyumas has been seen. Environmental quality has improved, with significant reductions in air and water pollution. Apart from that, local communities also experience economic benefits, such as new job opportunities in the waste management sector.
Management, Banyumas, Zero Waste, Eco-City.
The Potency of Islamic Philanthropy in Indonesia: Analysis of the Socio-Economic Context
Overcoming the problem of poverty and socio-economic inequality has always been a difficult challenge for all of us, including the government, since the early days of human civilization. Islam has presented philanthropy as an instrument to achieve social justice by interacting and incorporating religious aspects into solutions to overcome these problems. The biggest potency for Islamic philanthropy lies in Muslim countries, especially in Indonesia which has the largest Muslim population in the world. Human resources are very effective tools for optimizing true Islamic potency. In addition, an action that is able to strengthen the effect of Islamic philanthropy on socio-economic issues is to get involved in the economic sector to increase productivity and to reduce low income levels in society.
Islamic Philanthropy, Socio-Economic, Productivity
Development Gen Z Entrepreneur Interest Through Fintech Innovation and Mudharabah Contract
Responding to the current development of information and communication technology is very rapid, as evidenced by the contrast in people's dependence on the internet. One example is the current economic sector, which is marked by the growth of an online-based buying and selling system usually called an online business. This study aims to reconstruct a technology-based financing scheme by utilizing FinTech as a platform based on mudharabah contracts. The sample used in this study was three people consisting of IAIN Fattahul Muluk Papuan students and Wirauaha Gen Z in Jayapura. The method used in this research is a qualitative approach method. The results of the study show that in doing business online, there are obstacles faced by business people, namely, minimal capital, difficulty getting an agent as a business partner, difficulty getting a trusted agent, and difficulty communicating with agents.
Development, Gen Z, Entrepreneur, Fintech Innovation, Mudharabah
Decision of the Jayapura City Muslim Community in Paying Zakat, Infaq and Alms
This study aims to investigate and analyze the optimization of zakat infaq and alms collection to reach its potential. Nationally, the city of Jayapura, zakat literacy and income is one of the determining factors in people's decisions in paying zakat, infaq and alms. This study uses quantitative methods with multiple linear regression analysis using SPSS.25. The research population is all Muslim communities in Jayapura City. Distribution of questionnaires to 150 respondents who have or have not paid zakat, infaq and alms to zakat institutions in Jayapura City. The results showed that zakat literacy and income variables can influence the decisions of the Jayapura City Muslim community in paying zakat, infaq and alms, thus zakat literacy and one's income are able to explain how to maximize the potential of zakat infaq and alms in Jayapura city. These findings recommend that institutions and local governments continue to improve understanding and provide public information regarding zakat by holding zakat literacy socialization to the Muslim community in Jayapura city through further use of digitalization, local governments are encouraged to continue to pay special attention to UMKM so that they can increase the income of local communities.
Pentahelix Model in the Development of Islamic Social Finance at Amil Zakat Institutions
This research aims to offer the concept of pentahelix in the management and development of modern Islamic social finance. This research is a qualitative research with a library study approach that seeks to explore and develop the concept of pentahelix that has not been applied to the management and development of Islamic-based social finance activities. The results of this discussion found a new concept related to the pentahelix concept in the management and development of Islamic social finance. What can be done is starting from the activeness of academics, business people, government, communities and the media. The five elements have an interrelated relationship and support each other in the concept of developing Islamic social finance. Academics play a role through education, service and research tasks that will prepare and equip knowledge to human resources who have managerial skills and mastery of the knowledge needed in the management of Islamic social institutions. The government also has a role in the development of Islamic social finance in the form of support by publishing the Sharia Economic Master Plan by the National Development Planning Agency (BAPENAS). These activities require community support, and the role of mass media is needed in order to provide information or education. The effectiveness of using mass media is considered to have more continuity and durability of information and accuracy in reporting.
Pentahelix; Development; Islamic Social Finance
The Effect of Capital Structure, Leverage, and Profitability on LQ45 Company Value Period 2020-2022
Objectives: Company value is an investor's prediction of how big the chance of success of a company is. The value of the company can be seen from the high and low stock prices. This study aims to determine the effect of capital structure, leverage, and profitability on firm value in LQ45 companies for the 2020-2022 period. Methodology: This study uses a quantitative approach using secondary data. The analysis technique used in this study is multiple linear regression. The data test used is the normality test, heteroscedasticity autocorrelation, and hypothesis testing. Finding: The results of the study show that partially capital structure has an effect on firm value with a significance value of 0.000<0.05, leverage has no effect on firm value with a significance value of 0.347>0.05 and profitability has an effect on firm value with a significance value of 0.000<0.05. While simultaneously the capital structure, leverage, and profitability affect firm value with a significant value of 0.000 <0.05.
Capital Structure, Leverage, Profitability, and Company Value
Decisions for SMEs Adopt Financial Accounting Standards (SAK) for Micro and Small and Medium Entities
To survive in an increasingly complex global environment, micro and small and medium enterprises have developed new strategies to adopt financial accounting standards, which are effective from 1 January 2018, expected to create flexibility in the implementation and ease of access to banking funding in small micro entities and medium. The research objective is to find out the factors that provide the impetus to adopt SAK EMKM in small and medium micro enterprises using multiple linear regression analysis, the results of the analysis show that the adoption of the latest financial standards is influenced by several factors including knowledge, interaction of individual factors and technical factors, and the age of MSMEs. MSMEs have the potential to use accounting standards in accordance with the age of MSEs.
Economic Aspect in Halal Product Certtification
Background: As a Muslim, food that is halal and good is very important, because it has religious values for food and drinks that are halal for consumption, so Muslim consumers certainly need to choose every product they consume, this can be seen from the presence of a halal label (sign) on the product . Subjects and Methods: This is a literature review using the library's electronic database. Data obtained from various literature documentation. The objects of this research are documents, information media, and literature that discuss the economic aspects of halal product certification. Results: The results of the analysis show that halal product certification provides benefits for consumers and business actors.By having halal certification, products can be easily accepted by the national and international community. Conclusion: Halal product certification carried out by business actors will provide peace of mind, as well as benefits for consumersGet product guarantees of the best quality. Therefore, product halal certification must be carried out properly for business actors because it will also provide benefits for consumer confidence, increase market share, increase business competitiveness. It will also be easily accepted in the market for its products, both nationally and internationally so that it can increase economic value for the country and increase income for business actors.
Online Based Marketing Strategy in Sharia Economic Perspective
Background: Online marketing, in the perspective of Islamic economics, is the implementation of marketing strategies that adhere to Sharia principles in selling products or services through digital platforms. Online marketing, from the perspective of Islamic economics, is based on Islamic values, including ethics, justice, honesty, and business transparency. Research Objective: To understand the application of Islamic economic principles in the context of online marketing and to provide an understanding of online marketing from the perspective of Islamic economics. Research Method: This study employs a literature review method using relevant theories and data related to the researched issues. Research Findings: A profound understanding of the Islamic economic perspective can assist in developing online marketing strategies that align with Sharia principles. This may involve avoiding prohibited business practices, ensuring that offered products or services are halal and adjusting marketing communication to align with Islamic values. Conclusion: From the perspective of Islamic economics, online marketing strategies emphasize that technology-related activities should be based on Sharia principles, including the prohibition of riba (interest), the prohibition of Maisir (gambling) practices in the online environment, the prohibition of producing or selling prohibited products, and efforts to avoid gharar (uncertainty)
Marketing Strategy, online, Islamic economic perspective
Digital Effectiveness Business Development of Herbal Medicine and Islamic Medicine Treatment
The potential for the herbal business and Islamic medicine in Indonesia is enormous. Herbal medicine and Islamic medicinal treatment is an alternative medicine that can add to the world's health treasures. However, this potential has not been utilized effectively by practitioners of Islamic medicinal treatment and herbal medicine businesses. One way that has not been used optimally is digital promotion. Even though promotion through digital has a great opportunity as long as it is done correctly and in accordance with market needs. This study aims to determine the effectiveness of digital in the development of herbal medicine and Islamic medicinal treatment businesses. This research is a field research with a qualitative method, in which the researcher assesses and then gives an assessment of the reality in the field using a descriptive approach. The results of this study indicate that digital is very effective in developing herbal medicine and Islamic medicinal treatment businesses. Among the factors that influence digital effectiveness are: personal branding, sweet lies/business actors with consumers, the intensity of promotion through social media, consumers' need for Islamic medicinal treatment and herbal medicines and the amount of available promotional funds.
Effectiveness, Digital, Business, Herbal Medicine, Islamic medicinal treatment